LUXURY HOME INSURANCE

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Luxury Homes

64% of luxury homes are not adequately insured

Replacement cost for luxury and custom homes can’t be determined using methods developed for standard sub-division homes. Special building materials, artisan craftsmanship, and architectural customization require specialized valuation methods and specialized insurance.

Property valuation is especially important at claims time

Should you have a home insurance policy claim you need to file, you want an adjustor who understands how to value your unique property and can adjust your claim. That’s why Abatelli Group, Inc. represents 15 insurance companies–we understand that the insurance company that’s right for most homes may not be the right one for yours.

Independent choice – flexibility to insure all your needs

We work with owners of luxury homes all over our area – Bayside Gables, Malba, Manhasset and all of the Greater NY area – You name it!

We often see the need for other important protection that is sometimes missing from insurance programs, like:

Excess liability insurance (umbrella)

Floaters for valuable property such as art and jewelry

Domestic employee liability

Kidnap and ransom insurance

Extended replacement cost settlement