Your business may rely on its vehicles to deliver your product or service, so it pays to know how you can reduce risk to your commercial vehicle.
Commercial auto insurance can protect your commercial vehicles should they get into an accident. Whether you use your personal vehicle to go to and from meetings or own an entire fleet of commercial vehicles, you need to purchase commercial auto insurance to protect them. While a commercial auto insurance policy can offer protection, it is best to avoid accidents and protect your employees and vehicles. Here are a few tips on how you can reduce risk to your commercial vehicles and employees.
Vehicle Use Regulations
While some work rules may be more flexible, these vehicle regulations should have no wiggle room.
- Only use business vehicles for business. In order for coverage to apply, ensure that vehicle use relates only to business. Employees should use their personal cars for personal use.
- Lock the vehicle at all times. Employees need to lock the doors at all times, especially when they are on the job. When permissible, cars should be parked in a secure and well-lit area.
Employee Driving Rules
- No cellphones. Distracted driving is a real threat that plagues almost every driver. It is the leading cause of accidents and actually banned in many states across the nation. Even if it is legal in your state, prohibit your employees from using their cellphones while on the road.
- Seat belts are mandatory. Seat belts are the law in nearly every state. Seat belts have prevented deaths and have limited the severity of injuries for decades. There is no reasonable excuse for not wearing a seat belt.
Your business depends on its commercial vehicles to deliver its services, ensure that your employees know how to stay safe. Make sure that your small business is protected with the right commercial auto insurance policy. Contact Abatelli Group, Inc. for a proper policy on your insurance needs.