General

18
Jul

3 Ways to Improve Air Conditioning Efficiency

Make your air conditioning unit more efficient in the home with these tips.

In the summer months, walking into a cool house is a refreshing break from the sweltering heat in New York. But for homeowners and renters alike, a chilled property comes at a price. Running your central air conditioning can cost $3.84 a day or more than $115 a month. With energy costs rising, it makes sense to take steps to make sure your A/C is running at maximum efficiency.

Maintain your A/C unit

Regular A/C maintenance is one of the best things you can do to improve your HVAC efficiency and prevent breakdowns. A yearly HVAC tune-up can keep your system functioning properly and identify issues before they arise. You can avoid high repair costs by performing regular maintenance, either yourself or by a professional

Use appliances wisely

Some home appliances, such as the oven and clothes dryer, can heat up the inside of your house and increase your cooling costs. To minimize the impact of heat-generating appliances, avoid using the oven or clothes dryer during the hottest part of the day. For improved efficiency, use them at night when it is easier to keep your property cool.

Close the curtains

Although natural light is wonderful, the rays of sunlight streaming through your windows can raise the interior temperature of your home and force your A/C to work harder. You can reduce the stress on your unit by closing the curtains and blinds during the day so that the sun doesn’t warm up your apartment.

Make sure you have an insurance policy that you can rely on. Need help finding adequate insurance? Contact Abatelli Group, Inc., serving Whitestone and neighboring cities in New York with the right and reliable coverage. 

16
May

Top Tips to Prepare Your Vehicle for Summer

Get your car ready for the summer months.

Road trip season is almost here! Now is the time to make sure your vehicle is ready to handle some sun-drenched driving. Summer’s high temperatures, flurries of dust, and occasional rainfall can take a toll on your vehicle and driving. To help ensure your car is ready for the summer roads ahead, be sure to follow these car maintenance tips.

  • Get your oil and oil filter changed

This is particularly important if your last oil change was a while ago. Intense weather conditions can put extra demands on your oil and oil filter, and breaking down in the hot sun isn’t an option. A clean filter and new oil make for a healthier, happier engine!

  • Top up the fluids

The fluids often get neglected in summer because motorists likely topped them up before winter. However, now is the time to double check the fluid levels such as transmission fluid, power steering fluid, coolant, and even windshield wiper fluid. Coolant fluid is especially important to keep an eye on before the heat of the season.

  • Test the tire pressure

Potholes and difficult road conditions wear on your tires and their air pressure. Make sure that your tires (including your spare) are properly inflated before hitting the road for a big summer road trip. Tires with low air pressure tend to wear out much quicker and will lead to inefficient fuel consumption.

  • Replace the wipers

It may sound ridiculous to get new wiper blades in the summer months, but summer isn’t always about the heat. When there’s rain or mist, you’ll want good, functioning wiper blades that are clean and effective.

To learn more about auto insurancecontact Abatelli Group, Inc. for a quote. We can help you secure reliable Whitestone, NY car insurance coverage!

18
Apr

Tips to Make Your Business More Efficient

Making your business more productive. 

Every business owner knows that making their business more efficient will save them time and money. This is often taken to mean cutting costs, but this can result in low quality work and services. With so many companies fighting for their slice of the market share, there is simply no room for those which do not streamline their business processes. This is particularly true for small to medium-sized businesses, which operate with limited resources in contrast to their larger counterparts. To help make your business more efficient, read on.

  • Use your time more effectively

In a nutshell, time is money – or the potential for money. The more time you waste on inefficient activities, the less free time you have to spend doing productive activities that will help your business grow. For a week or so, ask your employees to track their time – and track yours, too. Here, you will able to figure out which processes are taking longer than necessary and allow you to streamline processes to save previous minutes.

  • Facilitate teamwork

Messages and information between employees can now be passed around in a simple and organized manner, allowing employees to work more efficiently as a team. Talk to your team and ask them how they think they could improve on their practices to be more efficient and you may get some innovative ideas.

  • Minimize unproductive travel time

Time lost due to travel is a concern for many businesses. You can make the most of technology by allowing employees to work remotely, access documents in the cloud from anywhere, and route calls to employees’ phones so that operations can continue working even when they are out of the office.

Talk to the team members at Abatelli Group, Inc. to find out how we can help protect your business’s livelihood. With reliable commercial insurance, we can help your business’s future. Contact us today to get started.

10
Jan

It’s Get Organized Month: Update Your Home Inventory

Easy ways to review and update your home inventory for 2019.

Did you know that January is Get Organized Month? This time of year is ideal for getting your ducks in a row. One of the best New Year’s resolutions we can advise is to review and update your home inventory. During this month of getting organized, it offers the perfect opportunity to make sure that your insurance policies align with your needs.

  • Move room by room

The easiest way to update a home inventory is often done by moving room by room, examining the items currently listed in each space. Then, scan the list of items and the photos to determine what additions, deletions, or corrections need to be made.

  • Have valuables appraised

Have your high-value belongings been sitting in a storage box for some time? If so, it could be worth getting these items appraised. Some belongings, such as gemstones, increase in value over time. Pass the appraisals on to your insurance representative if you choose to insure those items separately. 

  • Update all copies and store them safely

Now you’ve conducted your home inventory, it’s important to save it and replace the older versions. Whether you have a written inventory or a digital document, you will want to keep this list safe. If you store it digitally, place one copy of it in the cloud so that you can access it from anywhere. Also, it is a good idea to email a copy of it to yourself – just to be safe. If you have a paper document, make copies and keep them in fire-proof safety boxes.

Need help finding adequate insurance? Contact Abatelli Group, Inc., serving Whitestone and neighboring cities in New York with the right and reliable coverage. 

15
Nov

Be Joyful and Careful This Holiday Season

Be Joyful and Careful This Holiday Season

With all we tend to tackle during the holidays, getting things done can sometimes take priority over doing things cautiously. Your Independent Agent and kemper would like to share some ideas on how to take care, protect your property and still enjoy the festivities in the busy weeks ahead.

16
Nov

Use These Road Trip Tips for Your Thanksgiving Drive

Heading out on a Thanksgiving road trip? Read this guide first!

With Thanksgiving just around the corner, many people across the nation are preparing to travel. Whether you’re heading north to visit the in-laws or south to catch a break from the city, it’s essential to prepare for your Thanksgiving road trip beforehand.

Plan Ahead

Take some time now to prepare for your trip. Plot out a route, along with an alternative just in case, and locate rest stops and gas stations. On the day of, put your destination on your GPS device to receive real-time updates about traffic, accidents, and road closures. Before you get on a highway, know your exit by name and number, and what the signs are as you near the off-ramp. Leave early so that you’re not pressured for time as, more than likely, the roads will be busy.

Tune Up the Car

Your tires are what keeps your vehicle on the road so it’s well worth they’re up for a journey before setting off. Check the tire pressure when the car is cold and top up as needed. Also, check that the tires are in good condition and have enough wear to last the entire length of the journey and back. If not, replace them! It’s also a good time to take your car in for a tune-up to get the heating/cooling system checked out, fluids topped up, brakes tested, and oil changed.

Watch Out for Trucks

Remember that larger vehicles take a longer time to come to a complete stop, so avoid cutting quickly in front of them. Be aware of their blind spots and always stay far behind them so that they can see you in their mirrors.

Review Your Emergency Kit

Your car’s emergency supply kit should include a battery-powered radio, flashlight, blanket, jumper cables, first aid kit, bottled water, non-perishable foods, maps, a tire repair kit, and flares. Remember to bring your cell phone car charger, too!

Keepan Eye on It

Distracted driving is a major cause of traffic accidents. Even if the kids are bored in the backseat, don’t take your eyes off the road. Drive safely – and bring games for the children if you need to!

Stay Safe on Fall Roads

The season of fall brings an entirely new set of challenges to the road. Check out our previous blog post about driving safely during fall.

Drive safely and watch out for those who don’t! Enjoy this Thanksgiving holiday by creating magical memories, not tragic ones. From the team at Abatelli Group, Inc., we hope that you have a wonderful Thanksgiving road trip. For the auto insurance that you need and deserve before the trip, contact us in Whitestone, New York today.

2
Nov

How to Make Sure Your Home Doesn’t Have a Carbon Monoxide Leak

Carbon monoxide poisoning is a very real threat – Ensure you address it immediately.

Now that the cooler weather is coming, that means more time spent indoors cooking up hearty meals and turning on the heating (now and again). While our winter homes should be places of comfort, there is one silent killer that could be lurking in your home – carbon monoxide (CO).

Carbon monoxide is an odorless, colorless gas that is produced when fuels such as wood, oil, natural gas, and propane are not efficiently burned. In essence, your generators, lawn mowers, barbeques, furnace, and cooker could be harboring a deadly gas.

Common symptoms of carbon monoxide poisoning include:

  • Dizziness
  • Headaches
  • Vomiting
  • Chest pains
  • Confusion

As the symptoms can be mistaken as other concerns, such as a cold or the flu, it’s important to stay on top of when you feel these symptoms coming on. If you leave your home for a couple of hours and the symptoms subside, only to come back when you return home, it is well worth getting your home checked for a carbon monoxide leak.

To help prevent carbon monoxide poisoning, follow these tips:

  • Hire a professional to check all of your gas-run systems in the house before using them regularly for the winter. A professional will ensure the appliance is burning properly and is suitably vented.
  • Never leave a car idling in a garage (even if the garage door is open).
  • Keep portable generators at least 20 feet from an open window.
  • Never use a charcoal barbeque inside a home or tent.
  • Never use a gas oven to heat a home.
  • Install carbon monoxide detectors on every floor of your home. For an extra level of protection, consider installing a CO alarm in every bedroom of your house.

With a little preparation, your home can stay safe from CO! Fortunately, it takes just a simple phone call to secure the right homeowners insurance protection for your property. Talk to the professional team at Abatelli Group, Inc. to determine the right homeowners insurance policy to suit your needs and home today.

3
Aug

Brush Up on These Summer Fun Safety Tips!

Be smart when you swim, grill, and play this summer.

Summer is a time for vacations and relaxation, which is why many of us tend to put our guard down as temperatures soar. In fact, many hospitals and emergency rooms see an increase in visitors during the summer months due to falls, burns, and water-related injuries.

Keep these tips in mind while you and your family enjoy having fun in the sun this summer.

Grilling

  • Never grill indoors or in any enclosed area.
  • Make sure all guests, children, and pets keep a safe distance from the grill.
  • Keep the grill a safe distance away from anything that could catch fire – house, trees, deck…
  • Always supervise a grill in use.
  • Use grilling tools with long handles, ensuring the chef is safe.
  • Never add lighter fluid to a charcoal grill that is already lit.
  • Always follow the manufacturer’s safety instructions.

Swimming

  • Teach your children to swim and encourage them to wear safety flotation devices until they are confident.
  • Install fencing to keep people and pets out of the pool without your knowledge.
  • Evacuate the pool in rain and thunderstorms.
  • Make a pool safety kit. Build this kit and keep it in your pool area. Be sure it contains a fully stocked first aid kit and a pair of scissors to cut away clothing or hair that may get stuck in a drain or flotation device. Homeowners should also take a CPR course to be fully prepared.
  • Never swim alone or leave children unattended – even for a couple of minutes.
  • Don’t allow running, diving, or pushing in your pool.

Summer Heat

  • Stay hydrated! Water is your best friend, especially during the hot summer months.
  • Take breaks inside regularly or retreat into the shade when you can.
  • Wear light-colored clothing that won’t absorb the heat.

The team at Abatelli Group, Inc. wishes you a safe and sound summer! Visit us for all of your insurance needs.

6
Jul

Which Liability Insurance Do You Need to Insure Your Home Business?

Running a home-based business isn’t easy, here’s how you can insure it to protect your business equipment. 

If you run a business from the comfort of your own home, you may not have enough insurance to protect your business equipment. A standard homeowners insurance policy provides only $2,500 coverage for business equipment, which likely is not enough to cover all of your property associated with your business. As a business, you will likely need coverage for liability and lost income.

Regardless of what insurance policy you choose, you need professional liability insurance. Here are the three basic kinds of liability insurance you should consider — depending on the nature of your business.

 

  1. Homeowners Policy Endorsement

You may not need to take out an entirely different policy. A homeowners policy endorsement just adds protection to your already existing homeowners policy to double your standard coverage for business equipment like computers and printers.

 

  1. In-Home Business Policy

An in-home business policy provides more comprehensive coverage than the homeowners policy endorsement. In addition to the protection for your business, this policy could reimburse you for the loss of important papers and records. It may even pay for the income you lose if your home is badly damaged from a covered peril that it forces you to temporarily pause your business.

  1. Business Owners Policy (BOP)

If your business is on the bigger side of things, as far as home businesses are concerned, then homeowners insurance policy and any add-ons won’t exactly cut it. It covers business property and equipment, loss of income, extra expenses, and liability—like the other policies, only on a much grander scale.

 

Whichever you choose is best for your business, it’s important to realize that not even your business is immune to dangers. Make sure that your home business is protected with the right commercial insurance policy. Contact Abatelli Group, Inc. for a proper policy on your insurance needs.

15
Jun

Tips to Help You Stay Safe Behind the Wheel This Summer

With the warm weather come the crowds. Stay safe while driving out and about this summer with these safety considerations.

Summertime is almost here! With the weather heating up and the days getting longer, many people go on holiday and take time off work to enjoy the summer sun. While the crowds out and about increase, so does the traffic. The more people on the roads and streets can make driving a challenge. To help you keep your summer driving safe, check out these safety tips and review your auto insurance!

People

In your neighborhood, on city streets, in parking lots, and near the beach, people are outdoors more often in the summer. Many are more focused on their enjoyment than on personal safety, too. Be aware that children will soon be out of school, and may be playing in the neighborhood streets. It’s up to you to slow down in summer and stay alert.

Bicycles and Motorbikes

Summer is the perfect time to ride a bike – motorcycle or push! Pay attention to bikes approaching and take extra care in areas that attract cyclists.

Glare

The sun’s glare is especially bright in summer, making it harder for you to see what’s in front of you while driving. Always have your sunglasses handy when driving into the sun, and be ready to flip down the visor. Quite simply, if you can’t see what’s in front of you, slow down!

Heatstroke

Don’t forget about the dangers of parking! Even if you’re just popping out for a minute, it is never acceptable to leave a child or pet inside a locked car on a hot day. Anyone inside the vehicle is vulnerable to injury or even death from heatstroke. At an outside air temperature of 60 degrees, a car’s interior temperature can reach 110 within minutes. Take your child or pet in with you, and never risk it – even for a couple of minutes!

Driving is a privilege we all take for granted. Make sure that drive safely this season for the sake of yourself and passengers. Make sure that your car is protected with the right auto insurance policy. Contact Abatelli Group, Inc. for a proper quote on your insurance needs.

COVID-19 Update

We are no longer working remotely. You can reach us at (718) 352-6000 Letter to Policyholders