General

9
Nov

Thanksgiving Safety Tips Homeowners Should Keep in Mind

Thanksgiving is the most popular holidays of the year. People like it for all the great food made from traditional family restaurants. They also like it because they spend time with their family and friends. With all the traveling and family gatherings, insurance claims will undoubtedly rise during Thanksgiving.

You can follow several safety tips to prevent filing an insurance claim.

Be Mindful in Your Kitchen

Always be aware of what is going on in your kitchen. You will cook a lot, so your stove and oven will be hot. Having a fire extinguisher on hand is important during your Thanksgiving dinner preparations. Limit the number of people in the kitchen at one time. Always ensure all the handles of your pots and pans are turned toward the center of your stove so they won’t get bumped or pulled off the stove. It’s also a good idea to keep little kids out of the kitchen while cooking.

Deep Fry and Grill Outside

If you plan on deep frying or grilling steaks, pull your fryer and grill far away from your home or garage to prevent a fire hazard. Having them or other flammable materials too close to your home can lead to disaster. Protect your family and home safe from fire hazards by moving them a few feet away from your home, garage, or other structures.

Poison Poultry

Poultry is one of the most dangerous foods in your kitchen because of the bacteria it contains. After preparing your turkey or chicken, wash your surfaces, utensils, and hands carefully to ensure you do not ingest any bacteria. Before serving your turkey, ensure it is fully cooked and has an appropriate internal temperature of at least 180 degrees F. in the thigh or 170 degrees F. in the breast. Before preparing other foods, clean and sanitize the area and the utensils you will use.

Practice Knife Safety

While in the kitchen preparing Thanksgiving dinner, you will need to use a sharp knife at some point. Always keep sharp knives at the back of the counter so children can’t reach up and grab them. It’s also a good idea to wash your sharp knives separately to avoid grabbing a knife underwater. Clean your knives as soon as you are finished and put them away to reduce your risk of getting cut.

Keep Your Home Clean and Clutter-Free

The best way to keep your guests from having an accident is to ensure all walkways are cleared and all types of clutter are picked up. Make sure everything is put in place. We all have areas of our homes that end up being a “catch-all.” Go through the clutter in these areas and make sure everything is either put away, thrown away, or donated.

Tighten Security Around Your Home

Many people leave their home and travel to where their family lives to celebrate Thanksgiving. This often means their home is vulnerable in many ways. Instead of just locking your doors, install a home security system with a few video cameras. DIY systems are easily monitored by using an app downloaded to your phone. The app lets you see and communicate with anyone inside your home or at the front door.

Organize Parking

It’s also a good idea to designate parking spaces. This ensures that everyone has a parking spot and can get into and out of their spots without causing an accident.

Need Help in Protecting Your Home? Contact Abatelli Group Inc.

The agents at Abatelli Insurance Group Inc. would like to offer all of our current and future clients a very happy and safe Thanksgiving holiday!

For over 100 years, Abatelli Insurance has been there to help protect the important things in life – your family, home, and business. You can contact our agents to learn more in detail.

6
May

7 Crucial Benefits of Using Technology in Workplace for Businesses Today

Several business owners have come to understand that technology increases employee productivity, fosters team building and enhances communication tools; however,  many still don’t realize the benefits.

Why Technology Is Needed in the Workplace

Compared to the days when mankind lit fires by rubbing two stones together, workplaces have transformed beautifully with the use of technology, which makes everything easier and simpler. Tasks don’t have to take days to complete nowadays, not when they can be well executed within mere seconds.

It is a hard thing to separate modern technology from workplaces when you can’t even think of a business without referring to technology. Be it social networking or corporate office activities, you can achieve anything with the click of a button.

Without technology, none of the job roles e.g. developers, HR, writers, designers, etc. can perform and achieve their goals, especially since everyone uses laptops, and smartphones.

Benefits of Technology in the Workplace

Whether your workplace or business is automated or not, the following are the benefits of a technologically equipped workplace you should familiarize yourself with.

  1. Speed: An incredible advantage of technology in the workplace is none other than its ability to advance work much faster. With just the right tool, resources and technological support for a job, an employee can turn in loads of work within seconds that could normally take hours.

  2. Enhanced Creativity and Innovation: Technology is considered to be the central element to how employees think outside the box and develop new ideas and innovating thoughts too in the workplace.

  3. Hiring and Recruitment: Technology has made things easier for managers and leaders in the aspect of hiring and recruiting new workers. Vacancies and job requirements can now be announced through the internet and job portals, which means that new hiring and replacements can happen immediately for the respective job roles or requirements.

  4. Coordination: Better coordination between workers in the form of easier communication, improved interpersonal skills, and maximum productivity can be achieved with workplace technology.

  5. Uniformity and Consistency: These two are important for a progressive company, which is why it is possible to achieve high level of both in products and services with technology.

  6. Increase in Profits: Technology helps to boost profits and returns, as its use over human resources has resulted in cost-cutting of production in many companies.

  7. Efficiency: Lastly, technology boosts work efficiency, as employees are now relaxed even while dealing with heavy work pressure, since a lot of work is carried out by machines and software.

These seven benefits show proper evidence that technology is needed in the workplace. Talk to the team members at Abatelli Group, Inc. to find out how we can protect your business from unforeseen circumstances. With reliable commercial insurance, we can help your business if it is located in Whitestone, Flushing, Bayside, Little Neck, or surrounding cities of New York. Contact us today to get started.

18
Feb

Simple Ways to Balance Your Work and Personal Life

As reported by the Organization for Economic Cooperation and Development (OECD), the Netherlands ranks first with a rating of 9.3 out of 10 for countries that offered their workers the best work-life balance. Several factors, including average work hours and personal time, were considered. Sadly, the United States did not rate as well. This indicates how maintaining a work-life balance is difficult for an average American.

According to research, people who work long hours are at a 33% greater risk of having a heart attack and are 13% more susceptible to cardiovascular diseases. Luckily, a better work-life balance is achievable in simple but pragmatic steps.

Move with a Planner

Maintaining a sound mind at work can sometimes feel like a job itself. If you want to achieve work and personal goals, a good habit to get into is writing down a plan every day. Keeping a small journal that outlines your plan for the day can keep you in check and allow for a healthier balance of life and work.

Filter Your Activities for the Day

If you find that you regularly waste time on low-value activities, you most likely find yourself working long hours, too. If you’ve identified this as a problem, use a recorder to capture every minute of your time for a few days. Then, review what you captured and cut out non-value adding activities. Spending time on social media platforms or making personal calls are examples of no-value activities at work. Also, activities that are out of your job description should be delegated or passed to the appropriate person since maximizing every minute is paramount to work-life balance.

Have A Regular Time Out

Isolation increases the risk of dying by 50 percent. That is why an active social life is essential for work-life balance and for healthy living in general. You can plan a picnic with your closest friends once a month. Organize your work around the picnic to force a time out to disconnect and have fun. View it as a meeting with an important client that you cannot miss. Remember, the goal is to balance your work and life.

Manage Your Stress Well

You cannot escape stress as an entrepreneur. However, you should attempt to avoid chronic stress that can affect your health. Try to develop the habit of momentary withdrawal from stressful situations to calm down and clear your head. Managing your stress wisely will bring about a better work-life balance.

As an entrepreneur, you must priortize your health. For all your insurance needs, contact our expert team at Abatelli Group, Inc. today. We serve Whitestone, Flushing, Bayside, Little Neck, and surrounding cities of New York with reliable coverage. We are ready to assist you with all of your insurance needs.

23
Dec

Home Winterization Tips to Help Protect Your Home This Winter

With the change in seasons and the onset of cold, chilly days, you know it is time to prepare your home for winter. Having a home winterization plan in place is extremely important. Your home is one of your most valuable assets, so you must protect it.

To assist you in preparing for the change in seasons, here are some home winterization tips.

1. Create a Home Winterization Checklist

One of the first things you should do to prepare for the upcoming changes is to create a winter checklist. Make sure that you have all of the necessary equipment in case of an emergency. Keep at least two snow shovels in store. If you aren’t a fan of shovels, purchase a snowblower. Make sure to possess a case of salt to treat the snow and reduce the risk of a potential slip and fall accident on your property. Store up extra water and canned food in case a blizzard leaves you unable to travel.

Check your gutters. If you checked your gutter during the fall, it’s important to check them again before winter sets in. Clean all of the excess debris and leaves out of your gutters. This will prevent potential drainage issues during the winter. Check your roof shingles to see if they are damaged, and clean your chimney before heavy snowfall occurs. If necessary, add some sealer to your deck, which will make it more likely to withstand the harsh winter conditions.

 2. Examine Any HVAC Issues

Check all of the doors and windows inside your home for potential air leaks. Add caulk or weatherstripping to areas where warm air can leak out. You can increase your home’s energy output by installing double-paned windows. Tune-up your heating system and make sure to get the filter replaced by an experienced HVAC contractor who will check your furnace for any issue. This way, you will not only protect your home but also ensure cheaper energy bills.

3. Check Hidden Areas

Don’t forget to check the walls, attic, and basement to see if they are properly insulated. Disconnect all of your outside faucets and shut off the water, sealing off any possible outlet of warm air. Check all of the electrical outlets and plates for cold air and add more insulation if needed.

4. Check for Carbon Monoxide

Carbon monoxide is regarded by many as a silent killer. The poison is invisible, tasteless, and odorless but has deadly consequences. Carbon monoxide can leak out into your home from any equipment that uses gas or oil. As you start running your heating system regularly, consider having an air quality test to see if there are any potential carbon monoxide leaks.

5. Check Your Generator

In the event of a power outage during the winter, consider adding a backup generator so that you and your loved ones can stay warm despite the blackout. To ensure that your generator is functioning properly, check the oil and change the fuel. If you have a fireplace, check the same for any gaps or exposed walls.

6. Unplug Appliances

If you aren’t using an appliance, be sure to unplug it to save some money on your energy bill. Consider using LED bulbs throughout your home as they make efficient power savers.

How are you protecting your home from winter damage this season? Let us know! Want another great way to protect your home? Secure reliable homeowners insurance that protects you through disasters. Call one of our trusted advisors at Abatelli Group, Inc. We are ready to get you the protection and peace of mind you need.

 

15
Dec

5 Ways to Ensure a Stress-Free Holiday During COVID-19

The holiday season is known for being one of the happiest times of the year. You have the opportunity to relax and spend time with your loved ones. However, for many people, the holiday season can be stressful. Planning a schedule, trying to stick to a budget, and ensuring that everything remains stable can leave you overwhelmed. With the current pandemic situation, the stress levels are bound to escalate, as one is faced with several uncertainties both on the economic and social fronts.

Luckily, there a few things that you can do to manage stress around the holidays. Here are a few ways that you can ensure proper holiday stress management.

1. Keep Track of the Dates

As you start planning your holiday activities, make sure that you mark your calendar. Labeling the important dates will help you plan your celebrations and stay organized. It also allows you to set aside enough time to take care of everything when it’s most convenient. Trying to perform a lot of activities at the last-minute leads to poor holiday stress management.

2. Create a List of Your Major Priorities

Make a list of all the tasks you plan to accomplish throughout the holiday season, as having an organized list will help you manage stress around the holidays. It also enables you to prioritize those activities that are relatively more important while the other less significant ones can wait until later. This way, you can keep your schedule from being overloaded while accomplishing a lot, even within a limited time frame.

3. Focus on the Positives

For many people, the holiday season is a time to be thankful for the good things in their lives. Focusing on the positives will help you maintain the right attitude throughout the festivities. If you are planning to spend time with your loved ones during the holiday season, make sure that you keep a positive attitude at all times. You may disagree with some of your family but instead of holding grudges, learn to let go of the offenses. Though this has been a trying year for everyone because of the pandemic, you can always find something to be thankful for.

4. Take Care of Yourself

The holiday season is often a time to relax and reflect. Amidst all the festive celebrations, you may find it difficult to maintain some of your regular habits. While it is fine to indulge in some treats, try to stick to your health routine as far as possible. Continue working out and eating healthy. If you find yourself being overwhelmed, make adjustments to your schedule as necessary. Eating healthy meals and getting adequate rest, especially during COVID-19, is a great way to keep the stress in check.

5. Give from Your Abundance

Another way to stay in the holiday spirit is to give back. Putting a smile on someone’s face will help you feel better as well. It’s important to keep things in perspective. There is always someone who is dealing with more serious and painful times than you are. Think of the people who have lost a loved one during this difficult pandemic. If you know someone who is feeling low, give them a call or send them the much-needed word of encouragement.
While the holiday season can be overwhelming, you can help make things go smoothly and reduce your stress levels by following the above-mentioned stress management tips. If you’re looking for personal or commercial insurance during this time, call one of our trusted advisors at Abatelli Group, Inc. We are ready to get you the protection and peace of mind you need.

5
Nov

7 Ways to Keep Your Home Warm Without Big Energy Bills This Winter

It’s that time of year again – we’re all getting ready for the cooler months ahead. This year, you may find yourself working or studying from home more often, which begs the question – how can I heat my home without the enormous energy bill? Fortunately, you’ve come to the right place. Here are just a few ways to keep your home warm without the sky-high bill. 

Keep blankets nearby

If you spend a lot of time in one or two rooms, consider having a supply of blankets in each space. Blankets can instantly transform a room from cold to cozy. When you feel warmer with a blanket, you’re less tempted to turn on the heating and burn through energy. 

Insulate hot water pipes

When the hot water pipes are left exposed in cold, drafty areas, it uses more energy to heat up the water. To prevent higher bills – and prevent the chance of frozen pipes – wrap insulation around the pipes. 

Dress in layers

In winter, thermals are your best friend. Dress for the cooler weather – even if you’re just going to be around the house. Layer up with multiple long-sleeve t-shirts and sweaters. This will help you feel warmer when working around the house so that you don’t turn to the thermostat.

Let the sunlight in

It’s important to use as much natural – and free – heat as possible. Open up the curtains to let the sunshine in and benefit from that free heat source. For windows that don’t receive any sunlight, consider keeping the curtains closed during the day so that as little heat is lost as possible. 

Seal up windows and doors

Walk around your home to spot any holes or gaps that could be letting in cold air through doors and windows. Now is the time to seal up cracks to prevent heat loss. If the caulking around windows and doors is old and cracking, remove it and reapply. This will help to keep the warm air in and the cold air out. 

Stock up on rugs

Although exposed wood floors make quite the impact, they can be cold to touch. Throughout the cooler months, consider buying some big rugs to lay down to drastically reduce heat loss through the floor. Not only does this help your energy bills, but it makes everything feel cozier inside the house, too.

Utilize home cooking

Perhaps you find yourself cooking more often these days. If that’s the case, choose to use your oven more. Roast veggies and then blend them to create delicious soups and stews. Not only will you warm up with a hot meal, but the oven will help to heat your home. Although you should never use the oven as a form of heating, you can benefit from a warmer kitchen when you’re cooking. 

These are just a few ways to help keep your home warm without the large energy bills. Secure reliable homeowners insurance that protects you through disasters. Call one of our trusted advisors at Abatelli Group, Inc. We are ready to get you the protection and peace of mind you need.

22
Oct

Useful and Actionable Ways to Cope with Loneliness

This year, most of us have experienced loneliness to some degree. While we have never been more connected digitally, the recent COVID-19 outbreak forced families to separate and communities to isolate. Although we could chat to people miles and countries away, we were unable to meet those we love face-to-face. Some of the effects of this are still trickling into our everyday lives. Living in this new normal has made many of us feel lonelier than ever before. Such prolonged feelings of isolation can come with serious health problems, both mental and physical. Feelings of isolation are often associated with depression, anxiety, and suicidal thoughts. It turns out that connectedness is vital for our health and life.

 Acknowledge it

Telling other people you’re lonely can seem scary and shameful. However, expressing your emotions – even if it is loneliness – is the beginning of releasing it. The stigma of being lonely is one where we think of these people are being losers or a loner. However, that is not the case. Denying our loneliness only perpetuates it. Before we are able to recover, we have to be honest with ourselves.

Take stock in the connections you already have

You don’t have to go out and make one hundred friends to resolve your feelings of loneliness. Many of us get tunnel vision where we think that a certain community or a certain number of people in our circle will help us feel more involved. When you think this way, it sets you up for failure as it presents a goal that you are always unsatisfied with. Don’t overlook the connections and friends you already have. Even if you can count them on only one hand, it is essential to see the value in those connections.

Remember that you are not alone in your loneliness

Believe it or not, but feeling lonely is actually a shared experience. People all over the world – especially since COVID-19 – are feeling lonely at times. It’s even possible to feel lonely while surrounded by people. There can be solace in knowing that you are not along in your feelings.

Find support online

Because loneliness is a somewhat widespread issue, there are many people online who are looking for people to connect with. Although you have to be careful who you meet over the internet, you can find real support, connection, and lasting friendships from likeminded people online.

Reach out to a professional

If you are feeling overwhelmed by feelings of loneliness and nothing seems to help, consider reaching out to a professional. Sometimes we need help to escape the dark thoughts keeping us in isolation. Find a licensed therapist in your area to find reliable outside help that can assist you in dealing with these feelings of loneliness.

How are you handling loneliness in a healthy way? Let us know! If you’re looking for personal or commercial insurance during this time, call one of our trusted advisors at Abatelli Group, Inc. We are ready to get you the protection and peace of mind you need.

23
Jan

Tips on How to Create an IT Disaster Recovery Plan

Building your disaster recovery plan.

 

Losing data on your personal computer is extremely frustrating. As annoying and time-consuming this type of data loss is, it is nothing compared to the losses that could be suffered by a business that has no IT disaster recovery plan in place. Losing digital data can be devastating for a business, with at least 90 percent of companies filing for bankruptcy after being without their data for more than 10 days. To protect your data, here are some tips on how to build a disaster recovery plan.

 

Inventory your assets. You need to know what tools you have and what impact they will have on your business if they go down. Your inventory needs to include services, storage devices, applications, data, network hardware, and network apps.

 

Identify your critical systems. There are some assets that your business needs to run smoothly. Yours might be different from another business in the same industry, so think about what your company really relies on. These are the systems you need to monitor most closely and prioritize in the event of a disaster.

 

Prepare for different disaster levels. There are many types and scales of disaster. Sometimes, just a small disaster can lead to a longer outage if organizations are not prepared. Your strategy should have different levels of response along with those employees who are responsible for implementing these steps.

 

Build a critical response team. A great recovery strategy is useless if there isn’t a team to bring the systems back online. Everyone in your response team should know what they are responsible for and how best to work together to reach a solution.

 

These tips can help you to build out the right data recovery plan. For the right commercial property insurance policy, contact our expert team at Abatelli Group, Inc. today. We serve Whitestone, Flushing, Bayside, Little Neck, and surrounding cities of New York with reliable coverage!

24
Oct

How to Prepare Your Home for a Safe Halloween

Make this Halloween a safe one with these useful tips.

Plenty of people love a good Halloween scare – as long as no one gets hurt. Even though tricks, spooks, and haunts are welcome on Halloween night, accident and injury are not. To ensure Hallows Eve is a safe night in your home, read on.

Light it up. Party guests and trick-or-treaters will need to be able to clearly see the path to your front door once the sun sets. Ensure that there is ample lighting, especially around steps.

Use LED lights instead of real candles. Fill your jack-o-lanterns with LED lights instead of real candles. An open flame, even if placed safely inside a carved pumpkin, poses a fire risk for children, pets, and adults.

Tighten the railings. If you have stairs on the way to your front door, ensure that the railing is secure. Wobbly or broken porch railings is a trick-or-treating safety hazard as they can cause severe injuries.

Keep the pets inside. Whether you’re hosting a Halloween party or are waiting for trick-or-treaters, Halloween night can upset your pets. Keep them calm by confining them to an area or one room of the house. It only takes one spook for your dog or cat to run out the door when you greet trick-or-treaters.

Clear the curb. Reduce risks to little pedestrians by clearing parked cars from the curb for better visibility and placing a reflective ‘Watch for Children’ sign at the edge of the road. If the street is busy, consider having adults take turns maintaining safety.

These tips can help prevent your home from facing horrors on Halloween night. Another great way to protect your property is to secure reliable homeowners insurance coverage. Need help finding adequate insurance? Contact Abatelli Group, Inc., serving Whitestone and neighboring cities in New York with the right and reliable coverage.

10
Oct

4 Great Lessons to Learn for Driving Safely in the Dark

Know how to stay safe while driving in the dark.  

The nights are starting to draw in and winter is rapidly approaching. Now, you may find yourself driving to and from work in poor weather and visibility conditions. To help, we’ve rounded up some essential tips for driving safely in the dark.

Pay attention to your lights

Your lights will prove to be your best friends while traveling in darkness. Before you set off, check that all of your lights are working correctly. Remember to check the signal lights and ask a friend to help you check the taillights. Remember to use dipped beams in urban areas. When there are no cars in front of you and there isn’t any oncoming traffic, feel free to use high beams. Remember to turn them back to low beams when other vehicles approach so that you don’t dazzle other drivers.

Keep the windows clean

Enhance your visibility by keeping your car’s windows clean and clear – both inside and out. Failing to do so will make them more prone to steaming up, and the glare from other vehicles on the road will also worsen.

Scan the road ahead

Read the road ahead for signs of oncoming drivers or wildlife activity. Watch out for pedestrians and cyclists, too, that become difficult to spot after dark.

Take breaks

It’s always recommended that you take regular breaks when driving long distances, but this is even more vital when you’re driving overnight.

We hope that these tips help you to drive safely in the dark this season! Make sure that you have an auto insurance policy that works for you. To get started on quality coverage, contact Abatelli Group, Inc., serving motorists in Whitestone and neighboring cities in New York.

COVID-19 Update

We are no longer working remotely. You can reach us at (718) 352-6000 Letter to Policyholders