As a business owner, you must ensure your business has the right amount of insurance coverage to protect it against unpredictable events. For over 100 years, Abatelli Group has been meeting the commercial insurance needs of businesses in the NY area, and we will be happy to walk you through the process while ensuring we pick the best policy for your business. Making an uninformed decision when choosing the amount of coverage your business needs could have costly consequences.
To get you started, here are 4 features to look out for when choosing commercial insurance for your business.
If running your business involves driving company-owned vehicles, then your commercial insurance should include coverage for such vehicles. Commercial auto insurance covers damage to the vehicle or another person’s property in the event of an accident, as well as injury to the driver of the vehicle or someone else. Business vehicles can include vans, construction vehicles, trucks, etc. Personal car insurance will usually not cover any damage caused while using the car for commercial purposes, hence the need for this type of coverage.
: Businesses are relying more and more on technology to solve problems and ensure the smooth running of their operations. While this may boost efficiency and help the business to keep up with its competition, it also makes the business more vulnerable to cyber threats. Having a business insurance plan that covers cyber liabilities will help mitigate financial losses that come with data breaches and other covered cyber events. This may include covering the costs of restoring stolen data or paying litigation fees if a client’s personal information is leaked or stolen, and they decide to sue your business.
This protects against damages inflicted to another party during your company’s operations. Such damages include property damage, bodily injury that occurred on your business premises, and harm inflicted by your product. It may also cover any damage that was caused by an employee in a location outside your premises.
: Commercial property insurance protects your business properties in the event of unforeseeable circumstances. Circumstances such as theft, fire, vandalism, and explosions are covered by this policy. The physical assets that are protected include your building itself, important business documents, all office equipment, manufacturing equipment, inventory, and other outdoor items within the premises.
You’ve worked hard to build your business. The cost and risk of leaving your business unprotected are not worth it. Talk to the team members at Abatelli Group, Inc. to find out how we can protect your business from unforeseen circumstances. With a reliable commercial insurance, we can help your business if it is located in Whitestone, Flushing, Bayside, Little Neck, or surrounding cities of New York. Contact us today to get started.
With more and more people working from home, the risk of cyberattacks for a business owner or an employer has increased significantly. Understanding how hackers can break into your network is essential, and preparation is key to prevent cyberattacks from being successful. Establishing sufficient cybersecurity measures is crucial if you plan on keeping your internet environment protected and intact.
Provide your employees the proper training they will need to identify potential cyber threats and take the necessary steps to prevent data corruption and loss. Administering proper training to employees will allow them to stay current with the latest threats and tactics being used by hackers. Make sure to give them the tools they need to shut down a threat and prevent damage from occurring. Each employee must have the necessary training to succeed when it comes to protecting their work environment.
Two-factor identification is a great tool for employees that can be used to protect themselves and their work environment. With this type of access, a person would need to provide two different kinds of information to gain entry into their online accounts. This may be a combination of a PIN and security question or a PIN and fingerprint. As long as two components are used, it makes it much more difficult for hackers and internet intruders to gain access to your private files and network.
Providing your employees with the most up-to-date technology is the best way to keep your company protected from a cyberattack. Through the use of firewalls, enhanced cloud security measures, two-factor identification, and other useful tools, you can protect your business and personal files from cyberattacks and hackers who are trying to gain access to your confidential files. If you need assistance with adding more sophisticated cybersecurity equipment, hire an IT professional who can evaluate your needs and provide you with the type of system that will work best for you.
All employees must understand the importance of their role in maintaining a safe and productive internet environment. Every person is a vital member of the team when it comes to monitoring and identifying potential threats. With the proper training, equipment, and the right security protocols, each employee will be able to take the steps that are necessary to maintain a secure network.
Cybersecurity is an essential part of any business, especially with many people working virtually. Identifying cybercrime and stopping hackers before they can breach your system is of the utmost importance. Talk to the team members at Abatelli Group, Inc. to find out how we can help protect your business from potential cyber-attacks. With reliable commercial insurance, we can help your business’s future. Contact us today to get started.