After a long period of COVID-19 disruption in our lives, as well as looting from recent protests, business owners are just about to get back on their feet. Recovering from a pandemic as well as civil unrest may not be easy for every business owner, but there are a few things that you can do to help make the transition smooth.
Take a look at your finances. If you haven’t already, take a look at your finances and work out how badly your business was hit from the coronavirus and riots. You may have had financial support from the government which tied you over for a couple of months, but now you need to work out how fast your business needs to recover. Whether you lost income or had to lose employees, ensure you understand your new financial picture.
Adapt your operations. Recognize that what worked pre-coronavirus may not work in our new normal. Assess whether you need to change operations to make your business more successful. For example, do you offer delivery so customers can order online from the safety of their homes? If you used to rely on foot traffic, now may be the time to rethink practices to ensure your products are reading people.
File a claim if needed. If recent protests meant that looters raided your store or vandalized your property, you may be able to claim on your insurance. Civil unrest is typically included in commercial insurance coverage, which means you can have help recovering from looters.
Smart business owners know that they need to have an active, hands-on approach to repair their business after the coronavirus and riots. To help, your insurance can repair and replace belongings that were damaged because of looking. For the right commercial property insurance policy, contact our expert team at Abatelli Group, Inc. today. We serve Whitestone, Flushing, Bayside, Little Neck, and surrounding cities of New York with reliable coverage!
Animals are our heroes – not only do they provide us with love and comfort, but they truly are companions to the end. A growing body of studies confirms that pets aren’t just fun to have around the house – they can actually improve our mental health.
Take a look at just a few mental health benefits of having a pet in the house:
It’s not just that pets help you to build a wider social network – many people have pets as companions. They make you happy, give you a routine, and are great company. Having a friendly face at home can help stave off common mental health problems caused by being lonely.
Pets are very valuable to those that have long-term mental health issues because they offer support and provide a welcome distraction from symptoms or upsetting experiences. They also give you lots of encouragement and companionship, even when other relationships might be limited or strained.
Having a pet helps to teach us valuable skills, such as empathy and recognizing emotions in animals. These skills can also be used to help us care for other animals and humans.
A lot of effort goes into keeping pets healthy and happy. With that comes a proud feeling that we get when we see our pets thriving. In turn, this helps us to boost our self-esteem.
Do you have a pet at home? Let us know how he or she brightens your day! If you’re looking for personal or commercial insurance during this time, call one of our trusted advisors at Abatelli Group, Inc. We are ready to get you the protection and peace of mind you need.
We’re all spending a bit more time at home lately. Between working from home and cooking every meal, it’s important to find a bit of peace of quiet in our homes. Self-care is a term often thrown around, but it is really just about creating a space that makes you feel comfortable at ease. So, why not create a self-care sanctuary at home that allows you to relax and unwind?
Choose the right spot. The first step in setting up your self-care sanctuary is to designate a spot in your home where the good vibes will take place. The bathroom and bedroom are ideal spaces for resting. A comfortable chair will also do or perhaps you feel most joyful when in the great outdoors.
Declutter the space. It’s difficult to concentrate and relax in a messy room. Start by organizing your self-care space, removing unwanted items, and organizing surfaces so that there are more clean and clear areas.
Tone down the tech. Even if you want to unwind to your favorite TV show, it’s best to remove as much technology from your self-care space as possible. Unplug for a bit to truly reap the benefits.
Wash the windows. Get rid of dust and grime from inside and outside of the windows to let that restorative natural light flow into the room.
Add in living plants. Happy greenery evokes the calm of nature, looks lovely, and purifies the air. Get started by adding in a spider plant or two, or a nice palm that brightens up the space.
How are you creating a self-care sanctuary in the home? Let us know! If you’re looking for personal or commercial insurance during this time, call one of our trusted advisors at Abatelli Group, Inc. We are ready to get you the protection and peace of mind you need.
Risotto is one of those dishes everyone should have under their belt. They are easy to make and can be adapted for a cold winter night or a fresh and bright spring day. If you’re looking for a quick, cheap, and delicious meal that will please your family, try out this tomato risotto with grilled greens. Ideal for spring, this fresh dish is a great choice.
The outbreak of the coronavirus disease (COVID-19) may be stressful for everyone. Fear and anxiety about a disease can be overwhelming and cause strong emotions to rise to the surface. The whole concept of social distancing may be wearing thin for you, and you may be eager to interact with others and get back to your routine. Even when you – and the world – are healthy, not having social interactions can hurt both your physical and mental wellbeing. To help you cope during this time, here are a few mental health tips.
Limit news consumption
It’s easy to get overwhelmed with all the news and media about the virus. It’s even easier to feel overwhelmed and depressed about the situation. To help protect your mental health, limit your exposure to the news and consider only checking social media once or twice a day. Remember to only follow trusted sources such as the CDC or WHO.
Keep in touch
To boost oxytocin, it’s important to stay in touch with your support system. Communicate more openly and regularly FaceTime, call, or text your friends and family. While we may be feeling isolated, our loved ones may be feeling even lower. We need each other now more than ever.
Simple things like physical fitness, good food, hydration, and connecting with others help to maintain a positive mindset. While you’re at home, don’t wallow. Try to eat plenty of healthy food (fruit, vegetables, legumes, nuts, and seeds), stay active by taking online classes, and spend time in the sunshine.
Use psychological strategies to manage stress and stay positive
Try not to worry too much about the future – focus on what you can do and accept the things you cannot change. One way to do this is to keep a daily gratitude journal. You may also choose to download smartphone applications that deliver mindfulness and relaxation exercises.
With these tips, you can start to feel better during this time of uncertainty. If you’re looking for personal or commercial insurance during this time, call one of our trusted advisors at Abatelli Group, Inc. We are ready to get you the protection and peace of mind you need.
As a business owner, it is incredibly important to be able to prepare your business for common insurance claims. Not only does this reduce the risk of claims occurring, but it helps you to save money and gives you peace of mind. Get started on preparing your business for common insurance claims today.
Burglary and theft
Preparing your business for common insurance claims can help to keep disasters at bay. For the right commercial property insurance policy, contact our expert team at Abatelli Group, Inc. today. We serve Whitestone, Flushing, Bayside, Little Neck, and surrounding cities of New York with reliable coverage!
There’s no doubt that the spread of the coronavirus has caused a lot of travel disruption. If you were planning a trip away, it may be a good idea to reconsider traveling. There may even be warnings out for you not to travel.
The U.S. State Department has issued varying levels of travel warnings for countries where there are current outbreaks. The highest level — Level 4: Do Not Travel — has been applied to Iran and China at time of writing. The State Department has issued Level 3: Reconsider Travel warnings for those planning travel to Italy, where more than 50 people have died from the virus, and South Korea, where nearly 30 people have died and more than 5,000 cases have been reported.
Guidance from health agencies has warned people to be cautious about any international travel, but no official restrictions have been placed on domestic travel as yet.
But if you have to travel—for work or otherwise—you can take precautions outlined by all health agencies, such as washing your hands and keeping away from crowds as much as possible. Traveling means navigating large crowds so it is essential that you maintain good hygiene practices to prevent catching harmful germs.
If you’re planning on traveling, be sure to reference the CDC’s communication resources for travelers. This information can help you decide on whether to travel and how to stay safe when on the move.
Do you work full-time from home? Perhaps you operate a side business out of your home? If so, be aware that your homeowners insurance policy may not cover several aspects of your home-based business. In order to safeguard your hard work, you may need to take out additional coverage. Without it, you leave your business exposed to damages to property, data losses, lawsuits, and unforeseen potential damages.
What homeowners insurance won’t cover
It’s a good idea to review your homeowners insurance to see exactly what it does and does not cover. If you run a business out of your home, which insurers qualify based on regular foot traffic directly from your business and inventory being stored at the property, then you may need to look outside home insurance and obtain commercial insurance.
Generally, home insurance won’t cover your business’s equipment or operations. That means if there’s a fire in the property or a client visiting you gets injured, you will be on the hook for paying related expenses and damages.
There are a few ways to protect your business property:
Still have questions about insuring your home office? Contact our expert team at Abatelli Group, Inc. today. We serve Whitestone, Flushing, Bayside, Little Neck, and surrounding cities of New York with reliable coverage!
Did you know that Sunday, March 8th, 2020 is International Women’s Day? It’s a day to celebrate the women of your life, from your mother to sisters to spouse to daughters and co-workers. It’s also a day take stock of what you’ve achieved as a woman. If you’re a women considering starting your own business but struggling to get your idea off the ground, you’re not alone. It’s no secret that women are rising to the top in business, but can struggle simply because of their gender. To help, we’ve rounded up some essential tips to consider when starting a business as a woman.
Fit your business into your life
Running a business involves long hours of work and this can be more complicated for women than men. If you do the bulk of the domestic care work, whether that’s caring for your children or looking after an elderly parent, you may need to ask for help while getting your business off the ground. Make sure that you know how you can fit your business into your lifestyle so you don’t burn out.
Find support and network from there
One of the challenges faced by women in business is that they’re generally excluded from the boys’ club of powerful, established players. This isn’t always deliberate but it can happen. If possible, network with people in your local community and attend women in business workshops. It pays to be around like-minded, influential people as there are always ways of helping each other.
Launching a business can be tough whether you’re a male or female. However, many females can use social media and marketing as their strength – Reach out other women when you need help, hone in on your communication skills, and don’t be afraid to mark your business with a ‘woman-owned and operated’ stamp!
Women can not only succeed in business, but they can thrive. For the right commercial property insurance policy, contact our expert team at Abatelli Group, Inc. today. We serve Whitestone, Flushing, Bayside, Little Neck, and surrounding cities of New York with reliable coverage!
The winters in Wisconsin can be unpredictable. Heavy winds and rain can wreak havoc on a property, causing damage that homeowners least expect. We’ve taken a look at the effects of extreme weather conditions so you can be better prepared.
This is probably the most obvious type of damaging weather pattern. Extremely powerful winds can scrape shingles off the tops of roofs and pull gutters away from rooflines. Even wind gusts that aren’t as strong can cause large tree limbs to break and fall onto homes, which can cause roof leaks and bring down gutters. Be sure that your roof is in good condition, and that weak tree limbs are cut down before they’re turned into flying debris.
Though the rain itself usually doesn’t cause structural damage, any water that leaks into a home through gaps in the roof or walls can lead to messes that can be costly to clean up. The rainwater can also lead to damage to walls, ceilings, and floors, which can cause mold and mildew problems throughout a home. Before a rainstorm hits, make sure that the gutters are clear of debris that could cause blockages and leaks.
A little bit of snow usually doesn’t cause any problems. Multiple feet of snow can weigh on a roof or gutters and overwhelm physical support systems, causing buckling or holes in the roof and gutters to snap. The same effect can be seen on overhanging tree branches, which can fall onto houses and wreak havoc.
Make sure you have a homeowners insurance that you can rely on. Need help finding adequate insurance? Contact Abatelli Group, Inc., serving Whitestone and neighboring cities in New York with the right and reliable coverage.