Blog Archive

12
Sep

Top Benefits of Securing Renters Insurance

Reasons Why You Need Renters Insurance Coverage

If you’re a renter and own things, you need renters insurance coverage. Yet, many renters overlook this coverage, believing that they have too few possessions or think that coverage is more expensive than it is. Renters insurance is designed to provide help when you need it the most, and it can protect your belongings and wallet when the worst happens. There are a few broad reasons to purchase renters coverage, including the ones below.

Protection from theft

If your precious belongings are stolen or vandalized, your renters insurance coverage can help to repair or replace these items. What’s more, this coverage works outside of your home. Even if you’re on a flight to Miami and your laptop gets stolen from the overhead locker, your coverage will step in to help with a replacement.

Protection from fire

Renters insurance can help to cover your belongings if they are destroyed in a fire or damaged from smoke. Whether you cause a fire because of an unattended candle or your neighbor falls asleep with a lit cigarette, your insurance can step in to help. Renters insurance can pay you for your loss and pay for a place to stay while the damage is repaired.

Personal injury

While visiting your apartment, your neighbor trips and injures themselves in your place. Whether they got injured or their property gets damaged while in your apartment, you could be held responsible. Renters insurance can help to cover their medical costs and more.

Ready to get started on quality renters insurance coverage? Contact Abatelli Group, Inc., serving Whitestone and neighboring cities in New York with the right and reliable coverage.

22
Aug

How to Prepare for a Power Outage Caused by a Storm

How to prepare for a power outage.  

The weather can change in an instant, meaning that homeowners should always be prepared for the worst. Part of this preparation is to prepare for a power outage caused by a storm. Storms can bring strong winds and heavy rain that knock down power lines, leaving homes without power from a couple of hours to several days. Here are a few tips to help make sure you are prepared for a power outage.

  • Keep a flashlight in an easy-to-reach location. Supply it with fresh batteries and keep an extra set of batteries close by. Avoid using candles as a light source if possible.
  • Get a portable radio that you can use for emergencies. This will help you to stay informed about the storm and progress of getting the power back up and running.
  • Keep your cellphone charged so that you can make calls in the event of an emergency.
  • Stock up on non-perishable food and drinking water. Avoid opening the fridge and freezer at all during the power cut.
  • Keep a stocked first aid kit, any medications, blankets, and your pet’s supplies in a bag in case of an emergency.
  • Unplug large appliances and devices to avoid them from being damaged if a power surge occurs.
  • For expensive appliances, consider installing surge protectors.

Remember that a homeowners insurance policy can help to get you back on your feet after a disaster.  Make sure you have a policy that you can rely on. Need help finding adequate insurance? Contact Abatelli Group, Inc., serving Whitestone and neighboring cities in New York with the right and reliable coverage. 

8
Aug

Back-to-School Driving Safety Tips

Stay safe at the start of a new school year.

The summer break is drawing to a close and that means it’s back-to-school season. With college students packing up their cars to go back to campus and parents dropping off their kids at school, the roads undoubtedly get busier. When you’re out on the roads this season, be mindful of the increased congestion and possible distracted drivers. Take a look at these essential back-to-school driving tips.

  • Always wear a seat belt

This should be obvious. Whether you’re heading to school, work or just running errands around town, drivers and passengers need to buckle up. Seat belt save lives and prevent injuries – only if you use them!

  • Allow extra time

The roads will be busier in the mornings and afternoons thanks to school traffic. If you need to be somewhere for a certain time, account for the congestion and leave plenty of time for the journey. If you’re going to be driving somewhere unfamiliar, plan your route in advance.

  • Observe speed limits

Drivers should always abide by the posted signs for speeding and school zones no matter what time of day it is. Kids may be walking home from school in the early evening in the vicinity of the school.

  • Avoid distracted driving

When you’re driving kids to and from school, the opportunity for distraction is multiplied. Remember to put your phone down (that important work email can wait) and avoid eating behind the wheel. Multitasking behind the wheel means that you’re not paying attention to what is on the road. If a child chases after a ball in the road, you want to be sure you are prepared to stop.

Before hitting the road this season, make sure to replace any expired insurance identification cards in the event the driver needs to prove they have insurance during a traffic stop.

We hope that these back-to-school driving tips keep you and your family safe as another school year begins. For all of your insurance needs, visit Abatelli Group, Inc. We are ready to help you find reliable insurance today.

18
Jul

3 Ways to Improve Air Conditioning Efficiency

Make your air conditioning unit more efficient in the home with these tips.

In the summer months, walking into a cool house is a refreshing break from the sweltering heat in New York. But for homeowners and renters alike, a chilled property comes at a price. Running your central air conditioning can cost $3.84 a day or more than $115 a month. With energy costs rising, it makes sense to take steps to make sure your A/C is running at maximum efficiency.

Maintain your A/C unit

Regular A/C maintenance is one of the best things you can do to improve your HVAC efficiency and prevent breakdowns. A yearly HVAC tune-up can keep your system functioning properly and identify issues before they arise. You can avoid high repair costs by performing regular maintenance, either yourself or by a professional

Use appliances wisely

Some home appliances, such as the oven and clothes dryer, can heat up the inside of your house and increase your cooling costs. To minimize the impact of heat-generating appliances, avoid using the oven or clothes dryer during the hottest part of the day. For improved efficiency, use them at night when it is easier to keep your property cool.

Close the curtains

Although natural light is wonderful, the rays of sunlight streaming through your windows can raise the interior temperature of your home and force your A/C to work harder. You can reduce the stress on your unit by closing the curtains and blinds during the day so that the sun doesn’t warm up your apartment.

Make sure you have an insurance policy that you can rely on. Need help finding adequate insurance? Contact Abatelli Group, Inc., serving Whitestone and neighboring cities in New York with the right and reliable coverage. 

11
Jul

The Basics of Commercial Property Insurance Policies

What you should know about commercial property insurance.  

Your business has a lot of physical assets: your building and its contents. These pieces of property can be damaged, which is why it’s important to protect them. A commercial property insurance policy is designed to cover buildings and personal property owned by your business. While unexpected accidents and events can happen at any time, such as storms, fires, and other major setbacks, with business property insurance, you’ve got support and financial assistance to help you recover quickly.

How commercial property coverage works

Commercial property insurance coverage varies, but they are typically classified by the type of event leading to a loss, and by what things are insured. Basic property insurance usually covers losses caused by fires or explosions, theft, vandalism, and damage from vehicles and riots. You can purchase additional coverage that protects your property against mass-destruction events such as earthquakes and floods.

Commercial property insurance is designed to cover your building and outdoor items on the premises as well as key items inside such as office equipment and inventory.

Take an inventory

Before you decide to take out commercial property insurance, it’s wise to take an inventory of your business. This helps you determine what property you want to insure, what its replacement value would be, and if it’s worth insuring. The property you might insure could include:

  • The building that houses your business
  • All office equipment (computers, phone systems, furniture, etc.)
  • Accounting records and important company documents
  • Manufacturing or processing equipment
  • Inventory kept in stock
  • Fence and landscaping
  • Signs and satellite dishes

For the right commercial property insurance policy, contact our expert team at Abatelli Group, Inc. today. We serve Whitestone, Flushing, Bayside, Little Neck, and surrounding cities of New York with reliable coverage!

9
May

3 Ways to Make Your Business Stand Out

Proven ways to make your business stand out from competitors.  

In many ways, it’s easier than ever to start up your own business but it’s becoming increasingly difficult to stand apart from the crowd. But it’s not impossible. Take a look at these tips on how to help your business to gain valuable visibility.

  • Create a dream team

We need a team of employees around us to help set up the business, achieve goals, and reach new heights. Take the time to hire the right people for your business who match your business’s culture and values. This dream team can be difficult to construct but get it right and you be able to take on the world.

  • Go digital

A lot of businesses make the mistake of thinking that what they do or sell won’t translate online. They couldn’t be more wrong. It’s time to make what you do or sell visible online because that’s where your audience is. Leverage social media and your website to reach more people.

  • Focus on customers

Your customers drive your business so it’s important not to lose sight of them and their needs. Be sure to address customer pain points and take on feedback so that your products and services adequately suit your audience.

For the right commercial insurance policy, contact our expert team at Abatelli Group, Inc. today. We serve Whitestone, Flushing, Bayside, Little Neck, and surrounding cities of New York with reliable coverage!

18
Apr

Tips to Make Your Business More Efficient

Making your business more productive. 

Every business owner knows that making their business more efficient will save them time and money. This is often taken to mean cutting costs, but this can result in low quality work and services. With so many companies fighting for their slice of the market share, there is simply no room for those which do not streamline their business processes. This is particularly true for small to medium-sized businesses, which operate with limited resources in contrast to their larger counterparts. To help make your business more efficient, read on.

  • Use your time more effectively

In a nutshell, time is money – or the potential for money. The more time you waste on inefficient activities, the less free time you have to spend doing productive activities that will help your business grow. For a week or so, ask your employees to track their time – and track yours, too. Here, you will able to figure out which processes are taking longer than necessary and allow you to streamline processes to save previous minutes.

  • Facilitate teamwork

Messages and information between employees can now be passed around in a simple and organized manner, allowing employees to work more efficiently as a team. Talk to your team and ask them how they think they could improve on their practices to be more efficient and you may get some innovative ideas.

  • Minimize unproductive travel time

Time lost due to travel is a concern for many businesses. You can make the most of technology by allowing employees to work remotely, access documents in the cloud from anywhere, and route calls to employees’ phones so that operations can continue working even when they are out of the office.

Talk to the team members at Abatelli Group, Inc. to find out how we can help protect your business’s livelihood. With reliable commercial insurance, we can help your business’s future. Contact us today to get started.

11
Apr

5 Ways to Get Your Home Ready for Spring

Prep your home for the brighter days ahead.

Spring cleaning season is here, and it’s time to fling open the windows and get your home sparkling again. All those little cleaning and maintenance tasks are demanding your attention. Apart from regular cleaning and repairs, you need to make sure your property is ready for the spring season. Here are a few tips to get your home spick and span.

Clear the clutter

The first step to spring cleaning is to declutter. Get rid of any unloved clothing and furniture you’ve never used. Sort out items into piles which you need to throw away, donate, repair, and keep. Not only will you find things you haven’t used for months, but you can reduce the clutter in your home.

Deep clean

Giving your home a deep clean is essential if you’re serious about getting your home spruced up. Clean your home room by room so that the rest of the house is free to use. Don’t forget to clean those hard-to-reach places, such as inside the oven, the bookcase, and behind furniture.

Trim broken tree limbs

Cold winter storms and snow can leave your yard full of broken branches and twigs. That doesn’t mean you’re off the hook when it comes to pruning. Bad snaps do serious damage, so be sure to find weak and dying branches and remove them effectively.

Tend to the gutters

Winter can take a toll on gutters, and putting off cleaning and repairs can lead to bigger headaches once the snow melts and spring rains come. Make sure to clean out the gutters, removing dirt and debris, and fix any weak spots in the gutter or downspout.

Get into the habit

Now that you’ve conducted your spring clean and maintenance tasks, get into the habit of regularly tending to your property to ensure it is in good condition.

Make sure you have a policy that you can rely on. Need help finding adequate insurance? Contact Abatelli Group, Inc., serving Whitestone and neighboring cities in New York with the right and reliable coverage.

21
Mar

Do I Need Commercial Insurance If My Business Has No Inventory?

Should you get commercial insurance if you have no inventory?

If you own a service-based business such as a hair salon or air conditioner repair shop, then it is likely that you don’t have a lot of inventory to worry about. In fact, many business owners of service-based businesses assume that there is no reason to hold commercial insurance because they have no inventory that would need to be replaced in the event of a disaster. The truth is, commercial insurance is for every type of business.

Commercial insurance policies cover a lot more than just your inventory. They work to cover your equipment, vehicles, tools, liability, and provide protection in the event of a lawsuit. For a service-dominant business, that means a policy can protect everything you need to stay in business.

Even if your business doesn’t have much in the way of merchandise, there’s a good chance that you have valuable tools or equipment to do your job. If your business was victim to theft or natural disaster, it’s possible that you’d lose all of these things. In turn, this may mean your business would be forced to close its doors.

Commercial insurance can also include coverage for the structures and real estate that your business owns. Storage building, storefronts, and manufacturing facilities can be covered under a commercial property insurance policy.

For the right commercial insurance policy, contact our expert team at Abatelli Group, Inc. today. We serve Whitestone, Flushing, Bayside, Little Neck, and surrounding cities of New York with reliable coverage!

7
Mar

How to Prevent Water Damage From Appliances

Safeguard your property and appliances from water damage with these tips.

Believe it or not, but appliances in the household are one of the main sources of water damage to homes. That’s right, it’s not rain coming in through a window or a faucet that’s been left on. Washing machines, fridges, and hot water heaters are major culprits when it comes to causing havoc in the home. Take action and prevent water damage in the home from appliances with these tips.

  • Check for leaks often. Thoroughly check the area around appliances for any signs of leaking every couple of months.
  • Check supply hoses. Check the supply hoses regularly to ensure a tight connection and that there are no breaks or tears. It’s a good idea to replace supply hoses for washing machines and dishwashers every five years, even if there are no signs of wear.
  • Flush out your water heater. Every year, flush your water heater to remove sediment and ensure that it uses fresh water.
  • Supervise running appliances. Try to only operate washing machines and dishwashers when someone is at home.
  • Service machines as necessary. It’s a good idea to call out a professional to service your machines and appliances every couple of years. If the machines are nearing the end of their life expectancy, consider replacing it before it leaks or bursts.

Sometimes, not all losses can be prevented. However, following these tips should lower your chances of a leak in the home. Make sure that you know where your water shut-off valve is located so that you can quickly turn off the water to minimize damage.

Homeowners insurance can help if the worst does happen. Make sure you have a policy that you can rely on. Need help finding adequate insurance? Contact Abatelli Group, Inc., serving Whitestone and neighboring cities in New York with the right and reliable coverage.