Abatelli Group, Inc.


Mental Health Tips for Coronavirus and Social Distancing

Looking after your mental health through the pandemic.


The outbreak of the coronavirus disease (COVID-19) may be stressful for everyone. Fear and anxiety about a disease can be overwhelming and cause strong emotions to rise to the surface. The whole concept of social distancing may be wearing thin for you, and you may be eager to interact with others and get back to your routine. Even when you – and the world – are healthy, not having social interactions can hurt both your physical and mental wellbeing. To help you cope during this time, here are a few mental health tips.


Limit news consumption

It’s easy to get overwhelmed with all the news and media about the virus. It’s even easier to feel overwhelmed and depressed about the situation. To help protect your mental health, limit your exposure to the news and consider only checking social media once or twice a day. Remember to only follow trusted sources such as the CDC or WHO.


Keep in touch

To boost oxytocin, it’s important to stay in touch with your support system. Communicate more openly and regularly FaceTime, call, or text your friends and family. While we may be feeling isolated, our loved ones may be feeling even lower. We need each other now more than ever.


Think healthy

Simple things like physical fitness, good food, hydration, and connecting with others help to maintain a positive mindset. While you’re at home, don’t wallow. Try to eat plenty of healthy food (fruit, vegetables, legumes, nuts, and seeds), stay active by taking online classes, and spend time in the sunshine.


Use psychological strategies to manage stress and stay positive

Try not to worry too much about the future – focus on what you can do and accept the things you cannot change. One way to do this is to keep a daily gratitude journal. You may also choose to download smartphone applications that deliver mindfulness and relaxation exercises.


With these tips, you can start to feel better during this time of uncertainty. If you’re looking for personal or commercial insurance during this time, call one of our trusted advisors at Abatelli Group, Inc. We are ready to get you the protection and peace of mind you need.


Prepare Your Business for Common Insurance Claims

Safeguard your business from damage and danger.


As a business owner, it is incredibly important to be able to prepare your business for common insurance claims. Not only does this reduce the risk of claims occurring, but it helps you to save money and gives you peace of mind. Get started on preparing your business for common insurance claims today.


Burglary and theft

  • Put your lights on a timer so that passersby think that there are late-night workers in the building.
  • Blinds or tinted windows offer an excellent deterrent for spontaneous theft and break-ins.
  • Put up security cameras that record at all times.
  • Never leave cash or valuable items visible from the street.



  • Turn off any equipment when not in use.
  • Place portable heaters away from flammable objects.
  • Invest in an automatic fire alarm that alerts the fire department when it detects smoke.


Customer slip-and-falls

  • Implement a policy that requires your team to remove clutter from the floors once an hour.
  • Encourage employees to keep all computer and equipment cables tidy at all times.
  • Avoid placing objects on stairwells.
  • Light all paths and steps effectively.
  • Mop up spills as soon as possible and place wet floor signs in damp areas.
  • Fix cracked or broken pathways.


Vehicle accidents

  • Keep vehicles in good condition. Regularly check the fluids, tires, brakes, lights, and engine. Perform tune ups regularly.
  • Educate your drivers on how to drive in bad weather. Ensure they know to pull over in poor weather conditions.


Preparing your business for common insurance claims can help to keep disasters at bay. For the right commercial property insurance policy, contact our expert team at Abatelli Group, Inc. today. We serve Whitestone, Flushing, Bayside, Little Neck, and surrounding cities of New York with reliable coverage!


What to Do If Your Travel Plans Are Interrupted by a Travel Warning

How to handle travel warnings.


There’s no doubt that the spread of the coronavirus has caused a lot of travel disruption. If you were planning a trip away, it may be a good idea to reconsider traveling. There may even be warnings out for you not to travel.


The U.S. State Department has issued varying levels of travel warnings for countries where there are current outbreaks. The highest level — Level 4: Do Not Travel — has been applied to Iran and China at time of writing. The State Department has issued Level 3: Reconsider Travel warnings for those planning travel to Italy, where more than 50 people have died from the virus, and South Korea, where nearly 30 people have died and more than 5,000 cases have been reported.


Guidance from health agencies has warned people to be cautious about any international travel, but no official restrictions have been placed on domestic travel as yet.


But if you have to travel—for work or otherwise—you can take precautions outlined by all health agencies, such as washing your hands and keeping away from crowds as much as possible. Traveling means navigating large crowds so it is essential that you maintain good hygiene practices to prevent catching harmful germs.


If you’re planning on traveling, be sure to reference the CDC’s communication resources for travelers. This information can help you decide on whether to travel and how to stay safe when on the move.


Do you have questions regarding your insurance and traveling? Talk to the professionals at Abatelli Group, Inc. We are ready to help you find reliable insurance.


Homeowners Insurance and Your Home-Based Business

How to protect your home-based business.


Do you work full-time from home? Perhaps you operate a side business out of your home? If so, be aware that your homeowners insurance policy may not cover several aspects of your home-based business. In order to safeguard your hard work, you may need to take out additional coverage. Without it, you leave your business exposed to damages to property, data losses, lawsuits, and unforeseen potential damages.


What homeowners insurance won’t cover

It’s a good idea to review your homeowners insurance to see exactly what it does and does not cover. If you run a business out of your home, which insurers qualify based on regular foot traffic directly from your business and inventory being stored at the property, then you may need to look outside home insurance and obtain commercial insurance.


Generally, home insurance won’t cover your business’s equipment or operations. That means if there’s a fire in the property or a client visiting you gets injured, you will be on the hook for paying related expenses and damages.


Additional coverage

There are a few ways to protect your business property:

  • Home insurance endorsement: An endorsement can be added to your home coverage to increase coverage for business-related equipment and assets. You may also be able to pick up a liability endorsement in case someone is injured on your property.
  • Business owners policy: Generally referred to as a BOP, a business owners policy provides coverage for small to mid-sized businesses. BOPs offer business owners broad coverage, including general liability protection and property insurance in a single policy.
  • Separate business insurance coverage: You can select a separate insurance policy depending on the kind of coverage you want to have. For example, you might purchase business income insurance (also known as business interruption insurance). You can also purchase general liability insurance to protect your business from third-party lawsuits.


Still have questions about insuring your home office? Contact our expert team at Abatelli Group, Inc. today. We serve Whitestone, Flushing, Bayside, Little Neck, and surrounding cities of New York with reliable coverage!


International Women’s Day 2020: Tips for Starting a Business as a Woman

Celebrating International Women’s Day as an entrepreneur!


Did you know that Sunday, March 8th, 2020 is International Women’s Day? It’s a day to celebrate the women of your life, from your mother to sisters to spouse to daughters and co-workers. It’s also a day take stock of what you’ve achieved as a woman. If you’re a women considering starting your own business but struggling to get your idea off the ground, you’re not alone. It’s no secret that women are rising to the top in business, but can struggle simply because of their gender. To help, we’ve rounded up some essential tips to consider when starting a business as a woman.


Fit your business into your life

Running a business involves long hours of work and this can be more complicated for women than men. If you do the bulk of the domestic care work, whether that’s caring for your children or looking after an elderly parent, you may need to ask for help while getting your business off the ground. Make sure that you know how you can fit your business into your lifestyle so you don’t burn out.


Find support and network from there

One of the challenges faced by women in business is that they’re generally excluded from the boys’ club of powerful, established players. This isn’t always deliberate but it can happen. If possible, network with people in your local community and attend women in business workshops. It pays to be around like-minded, influential people as there are always ways of helping each other.


Get marketing

Launching a business can be tough whether you’re a male or female. However, many females can use social media and marketing as their strength – Reach out other women when you need help, hone in on your communication skills, and don’t be afraid to mark your business with a ‘woman-owned and operated’ stamp!


Women can not only succeed in business, but they can thrive. For the right commercial property insurance policy, contact our expert team at Abatelli Group, Inc. today. We serve Whitestone, Flushing, Bayside, Little Neck, and surrounding cities of New York with reliable coverage!



How to Prepare Your Car for Inclement Weather

Get your vehicle ready for upcoming storms.


The weather at this time of year can take a serious toll on our vehicles. The rain, wind, fog, and cold temperatures wear on our cars as we rely on them every day. Unfortunately, this inclement weather often spikes the number of accidents on the roads. When you’re driving in bad weather and road conditions, you’ll need to be careful and aware of the driving hazards posed by these conditions. To prepare your vehicle to weather any storm, take a look at these important tasks.


Keep it clean

As a driver, you need to have a clear view of everything on the road. When your windows are dirty or greasy, the sun and bright headlights can make it especially hard to see. Bad weather conditions can add more obstructions to your view. Before you drive, ensure that all windows and mirrors are clear of dirt, frost, ice, and residue.


Check your windshield wipers

Windshield wipers need to be replaced at least once a year at the start of the rainy season or when they are worn or ineffective in cleaning your windshield. Be sure to check them regularly so that you can clearly see out when it’s raining.


Pack an emergency supply kit

Always be prepared. Make sure your trunk is filled with things you may need in a car emergency, such as jumper cables, a tire jack, flashlights, radios, a tool kit, and an extra canister of gas. Also include supplies for yourself and passengers such as a first aid kit, blankets, drinking water, and any important medications.


Fill it up

In inclement weather, the chances of an accident increase. While you may not be involved in an accident, you could be stuck in serious traffic. What’s more, road closures may mean you’re out on the road for longer than anticipated. Ensure you keep your fuel topped up in case you run into the unexpected.


We hope that these tips help to prepare your vehicle for inclement weather. For all of your insurance needs, visit Abatelli Group, Inc. We are ready to help you find reliable insurance today.



3 Ways Extreme Weather Can Affect Your Home

How heavy wind and rain can impact your property.


The winters in Wisconsin can be unpredictable. Heavy winds and rain can wreak havoc on a property, causing damage that homeowners least expect. We’ve taken a look at the effects of extreme weather conditions so you can be better prepared.



This is probably the most obvious type of damaging weather pattern. Extremely powerful winds can scrape shingles off the tops of roofs and pull gutters away from rooflines. Even wind gusts that aren’t as strong can cause large tree limbs to break and fall onto homes, which can cause roof leaks and bring down gutters. Be sure that your roof is in good condition, and that weak tree limbs are cut down before they’re turned into flying debris.



Though the rain itself usually doesn’t cause structural damage, any water that leaks into a home through gaps in the roof or walls can lead to messes that can be costly to clean up. The rainwater can also lead to damage to walls, ceilings, and floors, which can cause mold and mildew problems throughout a home. Before a rainstorm hits, make sure that the gutters are clear of debris that could cause blockages and leaks.



A little bit of snow usually doesn’t cause any problems. Multiple feet of snow can weigh on a roof or gutters and overwhelm physical support systems, causing buckling or holes in the roof and gutters to snap. The same effect can be seen on overhanging tree branches, which can fall onto houses and wreak havoc.


Make sure you have a homeowners insurance that you can rely on. Need help finding adequate insurance? Contact Abatelli Group, Inc., serving Whitestone and neighboring cities in New York with the right and reliable coverage.


Tips on How to Create an IT Disaster Recovery Plan

Building your disaster recovery plan.


Losing data on your personal computer is extremely frustrating. As annoying and time-consuming this type of data loss is, it is nothing compared to the losses that could be suffered by a business that has no IT disaster recovery plan in place. Losing digital data can be devastating for a business, with at least 90 percent of companies filing for bankruptcy after being without their data for more than 10 days. To protect your data, here are some tips on how to build a disaster recovery plan.


Inventory your assets. You need to know what tools you have and what impact they will have on your business if they go down. Your inventory needs to include services, storage devices, applications, data, network hardware, and network apps.


Identify your critical systems. There are some assets that your business needs to run smoothly. Yours might be different from another business in the same industry, so think about what your company really relies on. These are the systems you need to monitor most closely and prioritize in the event of a disaster.


Prepare for different disaster levels. There are many types and scales of disaster. Sometimes, just a small disaster can lead to a longer outage if organizations are not prepared. Your strategy should have different levels of response along with those employees who are responsible for implementing these steps.


Build a critical response team. A great recovery strategy is useless if there isn’t a team to bring the systems back online. Everyone in your response team should know what they are responsible for and how best to work together to reach a solution.


These tips can help you to build out the right data recovery plan. For the right commercial property insurance policy, contact our expert team at Abatelli Group, Inc. today. We serve Whitestone, Flushing, Bayside, Little Neck, and surrounding cities of New York with reliable coverage!


Quick Tips to Save Money on Auto Insurance

Simple steps to keep more money in your pocket.


Car insurance. Whether you hate it or love it, the expense is pretty much a must. While you may not have a choice in paying the monthly bill, there are ways you can reduce your cost to better fit your budget. Here are just a few easy ways to shave down your auto insurance expense.


Bundle policies

Are you and your spouse on the same insurance policy? Is your homeowners insurance from a different provider than your auto insurance? Whenever you combine coverage with one carrier, you’re guaranteed to save money. This can come in handy if you have multiple drivers in the household or have several policies to keep track of.


Switch up your commute

Insurance providers base your annual premium rate on how many miles you drive, among other factors. If you can, look for ways to lower your mileage, whether than means working from home a day or two or hopping on public transport. Reducing your annual mileage can help you save money on auto insurance and gas!


Become a defensive driver

Did you know that completing a traffic school course voluntarily could reduce your premium? Many insurance carriers have discount programs in place for drivers who elect to take a defensive driving course. Get in touch with your carrier to see if they offer a discount for completing a course.


Finding affordable auto insurance doesn’t have to be difficult. To get started on quality coverage, contact Abatelli Group, Inc., serving motorists in Whitestone and neighboring cities in New York.


7 Tips for Safer Travel During the Holidays

Stress-free travel tips for the holidays.  

The holiday season is a time for traditions and family – and that usually means traveling over the festive period, which can be arduous and hazardous. By taking a few simple precautions, you can keep your family safe and protect your journey, too. Discover how to get around safely with our tips for traveling during the holiday season.

  1. Plan journeys ahead of time and tell someone where you’re going. Map out a couple of different routes in case you encounter heavy traffic or roadworks.
  2. If you are going to be driving, make sure your vehicle is in good condition. Check the tires, brakes, lights, battery, fluids, and emergency kit.
  3. The weather can change quickly during this time of year. Check weather conditions before setting off and avoid driving in poor conditions.
  4. Avoid distractions behind the wheel. Make sure your GPS is set up, the kids are entertained, and your phone is out of reach before starting the vehicle.
  5. Never drink and drive.
  6. Don’t forget to leave your house secure by locking all the doors and windows and setting the alarm if you have one.
  7. Make sure all insurance policies are up to date and the policy has the cover you need, especially if you are driving many miles or leaving your home unattended.

Make sure that you have an auto insurance policy that works for you. To get started on quality coverage, contact Abatelli Group, Inc., serving motorists in Whitestone and neighboring cities in New York.

COVID-19 Update

Our office remains open and our staff is working remotely to continue to service our clients. You can reach us at (718) 352-6000 Letter to Policyholders