Abatelli Blogging Team

20
Feb

How to Prepare Your Car for Inclement Weather

Get your vehicle ready for upcoming storms.

 

The weather at this time of year can take a serious toll on our vehicles. The rain, wind, fog, and cold temperatures wear on our cars as we rely on them every day. Unfortunately, this inclement weather often spikes the number of accidents on the roads. When you’re driving in bad weather and road conditions, you’ll need to be careful and aware of the driving hazards posed by these conditions. To prepare your vehicle to weather any storm, take a look at these important tasks.

 

Keep it clean

As a driver, you need to have a clear view of everything on the road. When your windows are dirty or greasy, the sun and bright headlights can make it especially hard to see. Bad weather conditions can add more obstructions to your view. Before you drive, ensure that all windows and mirrors are clear of dirt, frost, ice, and residue.

 

Check your windshield wipers

Windshield wipers need to be replaced at least once a year at the start of the rainy season or when they are worn or ineffective in cleaning your windshield. Be sure to check them regularly so that you can clearly see out when it’s raining.

 

Pack an emergency supply kit

Always be prepared. Make sure your trunk is filled with things you may need in a car emergency, such as jumper cables, a tire jack, flashlights, radios, a tool kit, and an extra canister of gas. Also include supplies for yourself and passengers such as a first aid kit, blankets, drinking water, and any important medications.

 

Fill it up

In inclement weather, the chances of an accident increase. While you may not be involved in an accident, you could be stuck in serious traffic. What’s more, road closures may mean you’re out on the road for longer than anticipated. Ensure you keep your fuel topped up in case you run into the unexpected.

 

We hope that these tips help to prepare your vehicle for inclement weather. For all of your insurance needs, visit Abatelli Group, Inc. We are ready to help you find reliable insurance today.

 

6
Feb

3 Ways Extreme Weather Can Affect Your Home

How heavy wind and rain can impact your property.

 

The winters in Wisconsin can be unpredictable. Heavy winds and rain can wreak havoc on a property, causing damage that homeowners least expect. We’ve taken a look at the effects of extreme weather conditions so you can be better prepared.

 

Wind

This is probably the most obvious type of damaging weather pattern. Extremely powerful winds can scrape shingles off the tops of roofs and pull gutters away from rooflines. Even wind gusts that aren’t as strong can cause large tree limbs to break and fall onto homes, which can cause roof leaks and bring down gutters. Be sure that your roof is in good condition, and that weak tree limbs are cut down before they’re turned into flying debris.

 

Rain

Though the rain itself usually doesn’t cause structural damage, any water that leaks into a home through gaps in the roof or walls can lead to messes that can be costly to clean up. The rainwater can also lead to damage to walls, ceilings, and floors, which can cause mold and mildew problems throughout a home. Before a rainstorm hits, make sure that the gutters are clear of debris that could cause blockages and leaks.

 

Snow

A little bit of snow usually doesn’t cause any problems. Multiple feet of snow can weigh on a roof or gutters and overwhelm physical support systems, causing buckling or holes in the roof and gutters to snap. The same effect can be seen on overhanging tree branches, which can fall onto houses and wreak havoc.

 

Make sure you have a homeowners insurance that you can rely on. Need help finding adequate insurance? Contact Abatelli Group, Inc., serving Whitestone and neighboring cities in New York with the right and reliable coverage.

23
Jan

Tips on How to Create an IT Disaster Recovery Plan

Building your disaster recovery plan.

 

Losing data on your personal computer is extremely frustrating. As annoying and time-consuming this type of data loss is, it is nothing compared to the losses that could be suffered by a business that has no IT disaster recovery plan in place. Losing digital data can be devastating for a business, with at least 90 percent of companies filing for bankruptcy after being without their data for more than 10 days. To protect your data, here are some tips on how to build a disaster recovery plan.

 

Inventory your assets. You need to know what tools you have and what impact they will have on your business if they go down. Your inventory needs to include services, storage devices, applications, data, network hardware, and network apps.

 

Identify your critical systems. There are some assets that your business needs to run smoothly. Yours might be different from another business in the same industry, so think about what your company really relies on. These are the systems you need to monitor most closely and prioritize in the event of a disaster.

 

Prepare for different disaster levels. There are many types and scales of disaster. Sometimes, just a small disaster can lead to a longer outage if organizations are not prepared. Your strategy should have different levels of response along with those employees who are responsible for implementing these steps.

 

Build a critical response team. A great recovery strategy is useless if there isn’t a team to bring the systems back online. Everyone in your response team should know what they are responsible for and how best to work together to reach a solution.

 

These tips can help you to build out the right data recovery plan. For the right commercial property insurance policy, contact our expert team at Abatelli Group, Inc. today. We serve Whitestone, Flushing, Bayside, Little Neck, and surrounding cities of New York with reliable coverage!

9
Jan

Quick Tips to Save Money on Auto Insurance

Simple steps to keep more money in your pocket.

 

Car insurance. Whether you hate it or love it, the expense is pretty much a must. While you may not have a choice in paying the monthly bill, there are ways you can reduce your cost to better fit your budget. Here are just a few easy ways to shave down your auto insurance expense.

 

Bundle policies

Are you and your spouse on the same insurance policy? Is your homeowners insurance from a different provider than your auto insurance? Whenever you combine coverage with one carrier, you’re guaranteed to save money. This can come in handy if you have multiple drivers in the household or have several policies to keep track of.

 

Switch up your commute

Insurance providers base your annual premium rate on how many miles you drive, among other factors. If you can, look for ways to lower your mileage, whether than means working from home a day or two or hopping on public transport. Reducing your annual mileage can help you save money on auto insurance and gas!

 

Become a defensive driver

Did you know that completing a traffic school course voluntarily could reduce your premium? Many insurance carriers have discount programs in place for drivers who elect to take a defensive driving course. Get in touch with your carrier to see if they offer a discount for completing a course.

 

Finding affordable auto insurance doesn’t have to be difficult. To get started on quality coverage, contact Abatelli Group, Inc., serving motorists in Whitestone and neighboring cities in New York.

12
Dec

7 Tips for Safer Travel During the Holidays

Stress-free travel tips for the holidays.  

The holiday season is a time for traditions and family – and that usually means traveling over the festive period, which can be arduous and hazardous. By taking a few simple precautions, you can keep your family safe and protect your journey, too. Discover how to get around safely with our tips for traveling during the holiday season.

  1. Plan journeys ahead of time and tell someone where you’re going. Map out a couple of different routes in case you encounter heavy traffic or roadworks.
  2. If you are going to be driving, make sure your vehicle is in good condition. Check the tires, brakes, lights, battery, fluids, and emergency kit.
  3. The weather can change quickly during this time of year. Check weather conditions before setting off and avoid driving in poor conditions.
  4. Avoid distractions behind the wheel. Make sure your GPS is set up, the kids are entertained, and your phone is out of reach before starting the vehicle.
  5. Never drink and drive.
  6. Don’t forget to leave your house secure by locking all the doors and windows and setting the alarm if you have one.
  7. Make sure all insurance policies are up to date and the policy has the cover you need, especially if you are driving many miles or leaving your home unattended.

Make sure that you have an auto insurance policy that works for you. To get started on quality coverage, contact Abatelli Group, Inc., serving motorists in Whitestone and neighboring cities in New York.

5
Dec

Homeowners Insurance Endorsements to Consider

Consider these coverages to add on to your home insurance.

Your homeowners insurance is designed to protect you when the worst happens. For the most part, it does. However, every policy has limitations and exclusions. The best way to protect y our property is to know what your policy excludes and how to fill those gaps. Home insurance endorsements can help. Take a look at common home insurance endorsements to consider.

  • Scheduled personal property

While your home insurance will cover your belongings, your high-value items may not have enough coverage to be replaced if they are lost in a peril. Scheduling your property with a rider helps to ensure that your expensive belongings, such as jewelry, art, antiques, musical equipment, and more are covered from disasters.

  • Sewer backup

A sewer backup can be caused by anything from clogged drains to damaged sewer lines – and it can cause sewage to back up into your home. Just a few inches of this can quickly ruin your property. Since sewer backup coverage isn’t always included in standard home insurance policies, adding it as an endorsement is a smart move to make.

  • Home-based business

If you’re thinking of launching your own business from your home, be sure to talk to your insurance agent first. Business activities, even small-scale ones, are not covered by standard home insurance policies. This means that your business property is vulnerable. You may be able to add a home-based business endorsement to your home insurance policy instead of purchasing a full commercial insurance policy.

Make sure you have a homeowners insurance that you can rely on. Need help finding adequate insurance? Contact Abatelli Group, Inc., serving Whitestone and neighboring cities in New York with the right and reliable coverage.

21
Nov

Do I Need to Take a Home Inventory?

How and Why You Need a Home Inventory List

If you were asked to make a list of everything inside your home from memory, could you do it? Chances are, you’d end up forgetting a few things, right? What if there was a major disaster and you had to file a homeowners insurance claim. Then, your insurer asks you what belongings you lost in the disaster. This is where a home inventory list comes in handy – yet is often overlooked by homeowners.

What is a home inventory list?

A home inventory is a list of everything you own and that is inside your property. It helps insurance carriers understand the value of belongings you lost in a peril, and what needs to be replaced. Having an up-to-date home inventory on hand can speed up the claims process after a disaster, helping you to get back on your feet as quickly as possible.

How to start your home inventory

Creating a record of everything your home can sound daunting. But there’s no need to get overwhelmed.

  • Choose a starting point – and work room by room
  • Take pictures or a video of all of your belongings
  • Make sure to capture serial numbers/identifying features
  • Write down a list of all of your belongings and their value
  • Keep your receipts and scan them in or take a picture so that you have a digital copy
  • Store the inventory both on paper and digitally so that you have multiple versions to rely on

Make sure to update your inventory when you purchase new belongings or sell any possessions. Make sure you have a homeowners insurance that you can rely on. Need help finding adequate insurance? Contact Abatelli Group, Inc., serving Whitestone and neighboring cities in New York with the right and reliable coverage.

14
Nov

4 Ways to Protect Your Business from Fires

Safeguarding Your Business Property from Fires 

Is your business fire safe? Are you confident that you are taking every possible precaution against a fire breaking out? If the worst does happen, is your business ready to cope with it safely and effectively? Failing to take the appropriate steps to prevent and manage fire risk isn’t just a foolish oversite. It is your legal obligation to protect your premiums, workers, and customers from the risk of fire.

Here are four essential steps you should take to safeguard your business from fires:

  1. Create an emergency evacuation plan. Your employees and guests should know how to leave your business at any time by locating the nearest exit, which should be clearly marked and unobstructed. Conduct an evacuation drill at least once a year to ensure that your employees know how to handle an emergency.

 

  1. Install and maintain fire suppression systems. This means installing fire alarms, sprinklers, and ensuring all employees know how to use a fire extinguisher. Regularly check these systems to ensure that they are in good working order.

 

  1. Understand your risk. Conduct a risk assessment to understand what kind your business faces. Keep in mind that electrical equipment is responsible for a high number of fires, so be sure to maintain this equipment, tidy cords away, and allow air to circulate machinery.

 

  1. Review insurance. Your commercial property insurance helps to replace your business’s belongings after they have been destroyed in a fire. Make sure that you have plenty of coverage that protects all of your business equipment, furniture, electronics, inventory, and more.

For the right commercial property insurance policy, contact our expert team at Abatelli Group, Inc. today. We serve Whitestone, Flushing, Bayside, Little Neck, and surrounding cities of New York with reliable coverage!

24
Oct

How to Prepare Your Home for a Safe Halloween

Make this Halloween a safe one with these useful tips.

Plenty of people love a good Halloween scare – as long as no one gets hurt. Even though tricks, spooks, and haunts are welcome on Halloween night, accident and injury are not. To ensure Hallows Eve is a safe night in your home, read on.

Light it up. Party guests and trick-or-treaters will need to be able to clearly see the path to your front door once the sun sets. Ensure that there is ample lighting, especially around steps.

Use LED lights instead of real candles. Fill your jack-o-lanterns with LED lights instead of real candles. An open flame, even if placed safely inside a carved pumpkin, poses a fire risk for children, pets, and adults.

Tighten the railings. If you have stairs on the way to your front door, ensure that the railing is secure. Wobbly or broken porch railings is a trick-or-treating safety hazard as they can cause severe injuries.

Keep the pets inside. Whether you’re hosting a Halloween party or are waiting for trick-or-treaters, Halloween night can upset your pets. Keep them calm by confining them to an area or one room of the house. It only takes one spook for your dog or cat to run out the door when you greet trick-or-treaters.

Clear the curb. Reduce risks to little pedestrians by clearing parked cars from the curb for better visibility and placing a reflective ‘Watch for Children’ sign at the edge of the road. If the street is busy, consider having adults take turns maintaining safety.

These tips can help prevent your home from facing horrors on Halloween night. Another great way to protect your property is to secure reliable homeowners insurance coverage. Need help finding adequate insurance? Contact Abatelli Group, Inc., serving Whitestone and neighboring cities in New York with the right and reliable coverage.

10
Oct

4 Great Lessons to Learn for Driving Safely in the Dark

Know how to stay safe while driving in the dark.  

The nights are starting to draw in and winter is rapidly approaching. Now, you may find yourself driving to and from work in poor weather and visibility conditions. To help, we’ve rounded up some essential tips for driving safely in the dark.

Pay attention to your lights

Your lights will prove to be your best friends while traveling in darkness. Before you set off, check that all of your lights are working correctly. Remember to check the signal lights and ask a friend to help you check the taillights. Remember to use dipped beams in urban areas. When there are no cars in front of you and there isn’t any oncoming traffic, feel free to use high beams. Remember to turn them back to low beams when other vehicles approach so that you don’t dazzle other drivers.

Keep the windows clean

Enhance your visibility by keeping your car’s windows clean and clear – both inside and out. Failing to do so will make them more prone to steaming up, and the glare from other vehicles on the road will also worsen.

Scan the road ahead

Read the road ahead for signs of oncoming drivers or wildlife activity. Watch out for pedestrians and cyclists, too, that become difficult to spot after dark.

Take breaks

It’s always recommended that you take regular breaks when driving long distances, but this is even more vital when you’re driving overnight.

We hope that these tips help you to drive safely in the dark this season! Make sure that you have an auto insurance policy that works for you. To get started on quality coverage, contact Abatelli Group, Inc., serving motorists in Whitestone and neighboring cities in New York.