January 2021

21
Jan

4 Ways to Protect Your Business from Cybercrime

With more and more people working from home, the risk of cyberattacks for a business owner or an employer has increased significantly. Understanding how hackers can break into your network is essential, and preparation is key to prevent cyberattacks from being successful. Establishing sufficient cybersecurity measures is crucial if you plan on keeping your internet environment protected and intact.

1. Properly Train Your Employees

Provide your employees the proper training they will need to identify potential cyber threats and take the necessary steps to prevent data corruption and loss. Administering proper training to employees will allow them to stay current with the latest threats and tactics being used by hackers. Make sure to give them the tools they need to shut down a threat and prevent damage from occurring. Each employee must have the necessary training to succeed when it comes to protecting their work environment.

2. Two-Factor Identification

Two-factor identification is a great tool for employees that can be used to protect themselves and their work environment. With this type of access, a person would need to provide two different kinds of information to gain entry into their online accounts. This may be a combination of a PIN and security question or a PIN and fingerprint. As long as two components are used, it makes it much more difficult for hackers and internet intruders to gain access to your private files and network.

3. Use Up-to-Date Technology

Providing your employees with the most up-to-date technology is the best way to keep your company protected from a cyberattack. Through the use of firewalls, enhanced cloud security measures, two-factor identification, and other useful tools, you can protect your business and personal files from cyberattacks and hackers who are trying to gain access to your confidential files. If you need assistance with adding more sophisticated cybersecurity equipment, hire an IT professional who can evaluate your needs and provide you with the type of system that will work best for you.

4. Implement a Cybersecurity Environment

All employees must understand the importance of their role in maintaining a safe and productive internet environment. Every person is a vital member of the team when it comes to monitoring and identifying potential threats. With the proper training, equipment, and the right security protocols, each employee will be able to take the steps that are necessary to maintain a secure network.

Cybersecurity is an essential part of any business, especially with many people working virtually. Identifying cybercrime and stopping hackers before they can breach your system is of the utmost importance. Talk to the team members at Abatelli Group, Inc. to find out how we can help protect your business from potential cyber-attacks. With reliable commercial insurance, we can help your business’s future. Contact us today to get started.

 

7
Jan

How Do I Obtain Workers’ Compensation for My Business?

Workers’ compensation insurance is a necessary business expense. Not only is it mandatory in many states, once it is in place, it will also protect your business from financial loss if an accident does occur. In addition to providing employees with workers’ compensation insurance, it’s up to you to make sure they have a work environment that is safe and free from hazards. Taking the necessary precautions is the best way to ensure your workers remain safe on the job.

Is Workers’ Compensation Insurance Mandatory?

Most states require that businesses carry workers’ compensation insurance for their employees. There is an exemption that would exclude businesses from purchasing workers’ compensation insurance, but they would still need to self-insure their employees through a different type of policy. In most cases, it is better to purchase the workers’ compensation policy simply because it is specifically designed to cover work-related injuries that may impact your employees’ future.

Where Do I Get Workers’ Compensation Insurance?

Most insurance companies and brokers offer workers’ compensation insurance. These policies can be found online through larger companies, or you can choose to buy from a local agent who is familiar with your area and can be hands-on in determining the type and amount of insurance for your business. You may be able to get the workers’ compensation coverage you need from a state-funded program. Because the insurance is mandatory, many states offer assistance in helping companies make sure they remain in compliance.

How Much Workers’ Compensation Insurance Does My Business Need?

While some states don’t require workers’ compensation for companies that have fewer than five employees, it’s still a good idea to provide some type of insurance coverage. The amount of workers’ compensation you need will depend on how many employees you have and the type of work they do. The nature of your business will determine how much your premiums will cost you each month. In most cases, the more employees you have, the more cost-effective your policies will be. Understanding how the cost is determined will give you an idea of how much you will have to pay for each employee.

Finding the Right Insurance Agent

The key to buying the right workers’ compensation policy is to find the right insurance agent or broker. The appropriate agent will listen to your concerns and answer any questions you may have. They will be able to guide you through the process, so you can understand your premium costs and how the claims process works once an injury has occurred. Your insurance agent will be the person you go to when you need proper compliance with state guidelines involving workers’ compensation coverage.

As a business owner, it’s up to you to be compliant with state guidelines. Securing the right workers’ compensation doesn’t have to be difficult. The right agents are here to help you. For the right workers’ compensation insurance policy, contact our expert team at Abatelli Group, Inc. today. We serve Whitestone, Flushing, Bayside, Little Neck, and surrounding cities of New York with reliable coverage. We are ready to assist you with all of your insurance needs.

COVID-19 Update

Our office remains open and our staff is working remotely to continue to service our clients. You can reach us at (718) 352-6000 Letter to Policyholders