December 2020


Home Winterization Tips to Help Protect Your Home This Winter

With the change in seasons and the onset of cold, chilly days, you know it is time to prepare your home for winter. Having a home winterization plan in place is extremely important. Your home is one of your most valuable assets, so you must protect it.

To assist you in preparing for the change in seasons, here are some home winterization tips.

1. Create a Home Winterization Checklist

One of the first things you should do to prepare for the upcoming changes is to create a winter checklist. Make sure that you have all of the necessary equipment in case of an emergency. Keep at least two snow shovels in store. If you aren’t a fan of shovels, purchase a snowblower. Make sure to possess a case of salt to treat the snow and reduce the risk of a potential slip and fall accident on your property. Store up extra water and canned food in case a blizzard leaves you unable to travel.

Check your gutters. If you checked your gutter during the fall, it’s important to check them again before winter sets in. Clean all of the excess debris and leaves out of your gutters. This will prevent potential drainage issues during the winter. Check your roof shingles to see if they are damaged, and clean your chimney before heavy snowfall occurs. If necessary, add some sealer to your deck, which will make it more likely to withstand the harsh winter conditions.

 2. Examine Any HVAC Issues

Check all of the doors and windows inside your home for potential air leaks. Add caulk or weatherstripping to areas where warm air can leak out. You can increase your home’s energy output by installing double-paned windows. Tune-up your heating system and make sure to get the filter replaced by an experienced HVAC contractor who will check your furnace for any issue. This way, you will not only protect your home but also ensure cheaper energy bills.

3. Check Hidden Areas

Don’t forget to check the walls, attic, and basement to see if they are properly insulated. Disconnect all of your outside faucets and shut off the water, sealing off any possible outlet of warm air. Check all of the electrical outlets and plates for cold air and add more insulation if needed.

4. Check for Carbon Monoxide

Carbon monoxide is regarded by many as a silent killer. The poison is invisible, tasteless, and odorless but has deadly consequences. Carbon monoxide can leak out into your home from any equipment that uses gas or oil. As you start running your heating system regularly, consider having an air quality test to see if there are any potential carbon monoxide leaks.

5. Check Your Generator

In the event of a power outage during the winter, consider adding a backup generator so that you and your loved ones can stay warm despite the blackout. To ensure that your generator is functioning properly, check the oil and change the fuel. If you have a fireplace, check the same for any gaps or exposed walls.

6. Unplug Appliances

If you aren’t using an appliance, be sure to unplug it to save some money on your energy bill. Consider using LED bulbs throughout your home as they make efficient power savers.

How are you protecting your home from winter damage this season? Let us know! Want another great way to protect your home? Secure reliable homeowners insurance that protects you through disasters. Call one of our trusted advisors at Abatelli Group, Inc. We are ready to get you the protection and peace of mind you need.



5 Ways to Ensure a Stress-Free Holiday During COVID-19

The holiday season is known for being one of the happiest times of the year. You have the opportunity to relax and spend time with your loved ones. However, for many people, the holiday season can be stressful. Planning a schedule, trying to stick to a budget, and ensuring that everything remains stable can leave you overwhelmed. With the current pandemic situation, the stress levels are bound to escalate, as one is faced with several uncertainties both on the economic and social fronts.

Luckily, there a few things that you can do to manage stress around the holidays. Here are a few ways that you can ensure proper holiday stress management.

1. Keep Track of the Dates

As you start planning your holiday activities, make sure that you mark your calendar. Labeling the important dates will help you plan your celebrations and stay organized. It also allows you to set aside enough time to take care of everything when it’s most convenient. Trying to perform a lot of activities at the last-minute leads to poor holiday stress management.

2. Create a List of Your Major Priorities

Make a list of all the tasks you plan to accomplish throughout the holiday season, as having an organized list will help you manage stress around the holidays. It also enables you to prioritize those activities that are relatively more important while the other less significant ones can wait until later. This way, you can keep your schedule from being overloaded while accomplishing a lot, even within a limited time frame.

3. Focus on the Positives

For many people, the holiday season is a time to be thankful for the good things in their lives. Focusing on the positives will help you maintain the right attitude throughout the festivities. If you are planning to spend time with your loved ones during the holiday season, make sure that you keep a positive attitude at all times. You may disagree with some of your family but instead of holding grudges, learn to let go of the offenses. Though this has been a trying year for everyone because of the pandemic, you can always find something to be thankful for.

4. Take Care of Yourself

The holiday season is often a time to relax and reflect. Amidst all the festive celebrations, you may find it difficult to maintain some of your regular habits. While it is fine to indulge in some treats, try to stick to your health routine as far as possible. Continue working out and eating healthy. If you find yourself being overwhelmed, make adjustments to your schedule as necessary. Eating healthy meals and getting adequate rest, especially during COVID-19, is a great way to keep the stress in check.

5. Give from Your Abundance

Another way to stay in the holiday spirit is to give back. Putting a smile on someone’s face will help you feel better as well. It’s important to keep things in perspective. There is always someone who is dealing with more serious and painful times than you are. Think of the people who have lost a loved one during this difficult pandemic. If you know someone who is feeling low, give them a call or send them the much-needed word of encouragement.
While the holiday season can be overwhelming, you can help make things go smoothly and reduce your stress levels by following the above-mentioned stress management tips. If you’re looking for personal or commercial insurance during this time, call one of our trusted advisors at Abatelli Group, Inc. We are ready to get you the protection and peace of mind you need.

COVID-19 Update

We are no longer working remotely. You can reach us at (718) 352-6000 Letter to Policyholders