November 2020

19
Nov

Defensive Driving Tips to Keep You Safe on the Road

One of the largest problems with driving is that we are unable to predict the actions of others sharing the roads. No matter how good of a driver you are, there’s no guarantee that you won’t be involved in an accident at some point. Because of this, it’s essential to drive defensively. Driving defensively can help you identify threats on the road in order to respond in a way that ensures your safety. 

What is defensive driving?

Defensive driving is a way of driving that makes use of various techniques and tactics to help you stay safe and keep away from problems caused by other road users. Safety is the key element in defensive driving, as you are likely to react to hazards that can protect you from accidents and injuries. By adopting a few simple defensive driving habits, you can enjoy safer drives. 

Defensive driving techniques

  • Avoid distractions

Driving whilst distracted is a leading cause of car accidents across the U.S. Your attention needs to be on the road at all times when behind the wheel. Losing focus on what’s happening around you increases your chances of being involved in a car accident. Before driving away, put your phone out of reach, set the radio on a station and leave it, finish any food or drink, and ensure passengers are entertained. All of these actions can help prevent distractions – and, therefore, keep you safer.

  • Keep a safe distance from other motorists

Ensure there is adequate space between your vehicle and the vehicle in front of you. Ideally, this should be three seconds in normal driving conditions. When it’s raining, the road is wet or covered with leaves, there is fog, or the driving conditions are poor, it is advisable to leave extra space so that you have plenty of time to stop if needed. 

  • Check your blink spot

Even if you have a vehicle with the latest tech that lets you know someone is in your blind spot, it’s good practice to check for yourself before merging and moving. Sometimes, technology fails to recognize a pedestrian or motorcyclist. It takes a fraction of a second to check, and it could be the difference between a safe journey and a disastrous one.

  • If in doubt, yield

Some impatient drivers may not be as willing to wait for other road users. Even if you have the right of way or another vehicle is intent on driving off first even though you were the first one to approach the stop sign, do not get angry or move into their space. If you are in doubt of which vehicle’s turn it is, yield until safe to move.

  • Anticipate dangers

Be aware of everything that is happening in front of you. Are you near a car weaving through lanes at a high speed? Is the driver in front of you on their phone? Is the car behind you too close? Becoming more aware can help you to spot hazards and respond to them before the worst happens.

These defensive driving tips can help you to keep safe on the road. For all of your auto insurance needs, visit Abatelli Group, Inc. We are ready to help you find reliable insurance today.

5
Nov

7 Ways to Keep Your Home Warm Without Big Energy Bills This Winter

It’s that time of year again – we’re all getting ready for the cooler months ahead. This year, you may find yourself working or studying from home more often, which begs the question – how can I heat my home without the enormous energy bill? Fortunately, you’ve come to the right place. Here are just a few ways to keep your home warm without the sky-high bill. 

Keep blankets nearby

If you spend a lot of time in one or two rooms, consider having a supply of blankets in each space. Blankets can instantly transform a room from cold to cozy. When you feel warmer with a blanket, you’re less tempted to turn on the heating and burn through energy. 

Insulate hot water pipes

When the hot water pipes are left exposed in cold, drafty areas, it uses more energy to heat up the water. To prevent higher bills – and prevent the chance of frozen pipes – wrap insulation around the pipes. 

Dress in layers

In winter, thermals are your best friend. Dress for the cooler weather – even if you’re just going to be around the house. Layer up with multiple long-sleeve t-shirts and sweaters. This will help you feel warmer when working around the house so that you don’t turn to the thermostat.

Let the sunlight in

It’s important to use as much natural – and free – heat as possible. Open up the curtains to let the sunshine in and benefit from that free heat source. For windows that don’t receive any sunlight, consider keeping the curtains closed during the day so that as little heat is lost as possible. 

Seal up windows and doors

Walk around your home to spot any holes or gaps that could be letting in cold air through doors and windows. Now is the time to seal up cracks to prevent heat loss. If the caulking around windows and doors is old and cracking, remove it and reapply. This will help to keep the warm air in and the cold air out. 

Stock up on rugs

Although exposed wood floors make quite the impact, they can be cold to touch. Throughout the cooler months, consider buying some big rugs to lay down to drastically reduce heat loss through the floor. Not only does this help your energy bills, but it makes everything feel cozier inside the house, too.

Utilize home cooking

Perhaps you find yourself cooking more often these days. If that’s the case, choose to use your oven more. Roast veggies and then blend them to create delicious soups and stews. Not only will you warm up with a hot meal, but the oven will help to heat your home. Although you should never use the oven as a form of heating, you can benefit from a warmer kitchen when you’re cooking. 

These are just a few ways to help keep your home warm without the large energy bills. Secure reliable homeowners insurance that protects you through disasters. Call one of our trusted advisors at Abatelli Group, Inc. We are ready to get you the protection and peace of mind you need.

COVID-19 Update

Our office remains open and our staff is working remotely to continue to service our clients. You can reach us at (718) 352-6000 Letter to Policyholders