April 2020

Safeguard your business from damage and danger.

As a business owner, it is incredibly important to be able to prepare your business for common insurance claims. Not only does this reduce the risk of claims occurring, but it helps you to save money and gives you peace of mind. Get started on preparing your business for common insurance claims today.

Burglary and theft

• Put your lights on a timer so that passersby think that there are late-night workers in the building.
• Blinds or tinted windows offer an excellent deterrent for spontaneous theft and break-ins.
• Put up security cameras that record at all times.
• Never leave cash or valuable items visible from the street.

Fire

• Turn off any equipment when not in use.
• Place portable heaters away from flammable objects.
• Invest in an automatic fire alarm that alerts the fire department when it detects smoke.

Customer slip-and-falls

• Implement a policy that requires your team to remove clutter from the floors once an hour.
• Encourage employees to keep all computer and equipment cables tidy at all times.
• Avoid placing objects on stairwells.
• Light all paths and steps effectively.
• Mop up spills as soon as possible and place wet floor signs in damp areas.
• Fix cracked or broken pathways.

Vehicle accidents

• Keep vehicles in good condition. Regularly check the fluids, tires, brakes, lights, and engine. Perform tune ups regularly.
• Educate your drivers on how to drive in bad weather. Ensure they know to pull over in poor weather conditions.

Preparing your business for common insurance claims can help to keep disasters at bay. For the right commercial property insurance policy, contact our expert team at Abatelli Group, Inc. today. We serve Whitestone, Flushing, Bayside, Little Neck, and surrounding cities of New York with reliable coverage!

How to handle travel warnings.

There’s no doubt that the spread of the coronavirus has caused a lot of travel disruption. If you were planning a trip away, it may be a good idea to reconsider traveling. There may even be warnings out for you not to travel.

The U.S. State Department has issued varying levels of travel warnings for countries where there are current outbreaks. The highest level — Level 4: Do Not Travel — has been applied to Iran and China at time of writing. The State Department has issued Level 3: Reconsider Travel warnings for those planning travel to Italy, where more than 50 people have died from the virus, and South Korea, where nearly 30 people have died and more than 5,000 cases have been reported.

Guidance from health agencies has warned people to be cautious about any international travel, but no official restrictions have been placed on domestic travel as yet.

But if you have to travel—for work or otherwise—you can take precautions outlined by all health agencies, such as washing your hands and keeping away from crowds as much as possible. Traveling means navigating large crowds so it is essential that you maintain good hygiene practices to prevent catching harmful germs.

If you’re planning on traveling, be sure to reference the CDC’s communication resources for travelers. This information can help you decide on whether to travel and how to stay safe when on the move.

Do you have questions regarding your insurance and traveling? Talk to the professionals at Abatelli Group, Inc. We are ready to help you find reliable insurance.