December 2019

12
Dec

7 Tips for Safer Travel During the Holidays

Stress-free travel tips for the holidays.  

The holiday season is a time for traditions and family – and that usually means traveling over the festive period, which can be arduous and hazardous. By taking a few simple precautions, you can keep your family safe and protect your journey, too. Discover how to get around safely with our tips for traveling during the holiday season.

  1. Plan journeys ahead of time and tell someone where you’re going. Map out a couple of different routes in case you encounter heavy traffic or roadworks.
  2. If you are going to be driving, make sure your vehicle is in good condition. Check the tires, brakes, lights, battery, fluids, and emergency kit.
  3. The weather can change quickly during this time of year. Check weather conditions before setting off and avoid driving in poor conditions.
  4. Avoid distractions behind the wheel. Make sure your GPS is set up, the kids are entertained, and your phone is out of reach before starting the vehicle.
  5. Never drink and drive.
  6. Don’t forget to leave your house secure by locking all the doors and windows and setting the alarm if you have one.
  7. Make sure all insurance policies are up to date and the policy has the cover you need, especially if you are driving many miles or leaving your home unattended.

Make sure that you have an auto insurance policy that works for you. To get started on quality coverage, contact Abatelli Group, Inc., serving motorists in Whitestone and neighboring cities in New York.

5
Dec

Homeowners Insurance Endorsements to Consider

Consider these coverages to add on to your home insurance.

Your homeowners insurance is designed to protect you when the worst happens. For the most part, it does. However, every policy has limitations and exclusions. The best way to protect y our property is to know what your policy excludes and how to fill those gaps. Home insurance endorsements can help. Take a look at common home insurance endorsements to consider.

  • Scheduled personal property

While your home insurance will cover your belongings, your high-value items may not have enough coverage to be replaced if they are lost in a peril. Scheduling your property with a rider helps to ensure that your expensive belongings, such as jewelry, art, antiques, musical equipment, and more are covered from disasters.

  • Sewer backup

A sewer backup can be caused by anything from clogged drains to damaged sewer lines – and it can cause sewage to back up into your home. Just a few inches of this can quickly ruin your property. Since sewer backup coverage isn’t always included in standard home insurance policies, adding it as an endorsement is a smart move to make.

  • Home-based business

If you’re thinking of launching your own business from your home, be sure to talk to your insurance agent first. Business activities, even small-scale ones, are not covered by standard home insurance policies. This means that your business property is vulnerable. You may be able to add a home-based business endorsement to your home insurance policy instead of purchasing a full commercial insurance policy.

Make sure you have a homeowners insurance that you can rely on. Need help finding adequate insurance? Contact Abatelli Group, Inc., serving Whitestone and neighboring cities in New York with the right and reliable coverage.

COVID-19 Update

Our office remains open and our staff is working remotely to continue to service our clients. You can reach us at (718) 352-6000 Letter to Policyholders