July 2019

18
Jul

3 Ways to Improve Air Conditioning Efficiency

Make your air conditioning unit more efficient in the home with these tips.

In the summer months, walking into a cool house is a refreshing break from the sweltering heat in New York. But for homeowners and renters alike, a chilled property comes at a price. Running your central air conditioning can cost $3.84 a day or more than $115 a month. With energy costs rising, it makes sense to take steps to make sure your A/C is running at maximum efficiency.

Maintain your A/C unit

Regular A/C maintenance is one of the best things you can do to improve your HVAC efficiency and prevent breakdowns. A yearly HVAC tune-up can keep your system functioning properly and identify issues before they arise. You can avoid high repair costs by performing regular maintenance, either yourself or by a professional

Use appliances wisely

Some home appliances, such as the oven and clothes dryer, can heat up the inside of your house and increase your cooling costs. To minimize the impact of heat-generating appliances, avoid using the oven or clothes dryer during the hottest part of the day. For improved efficiency, use them at night when it is easier to keep your property cool.

Close the curtains

Although natural light is wonderful, the rays of sunlight streaming through your windows can raise the interior temperature of your home and force your A/C to work harder. You can reduce the stress on your unit by closing the curtains and blinds during the day so that the sun doesn’t warm up your apartment.

Make sure you have an insurance policy that you can rely on. Need help finding adequate insurance? Contact Abatelli Group, Inc., serving Whitestone and neighboring cities in New York with the right and reliable coverage. 

11
Jul

The Basics of Commercial Property Insurance Policies

What you should know about commercial property insurance.  

Your business has a lot of physical assets: your building and its contents. These pieces of property can be damaged, which is why it’s important to protect them. A commercial property insurance policy is designed to cover buildings and personal property owned by your business. While unexpected accidents and events can happen at any time, such as storms, fires, and other major setbacks, with business property insurance, you’ve got support and financial assistance to help you recover quickly.

How commercial property coverage works

Commercial property insurance coverage varies, but they are typically classified by the type of event leading to a loss, and by what things are insured. Basic property insurance usually covers losses caused by fires or explosions, theft, vandalism, and damage from vehicles and riots. You can purchase additional coverage that protects your property against mass-destruction events such as earthquakes and floods.

Commercial property insurance is designed to cover your building and outdoor items on the premises as well as key items inside such as office equipment and inventory.

Take an inventory

Before you decide to take out commercial property insurance, it’s wise to take an inventory of your business. This helps you determine what property you want to insure, what its replacement value would be, and if it’s worth insuring. The property you might insure could include:

  • The building that houses your business
  • All office equipment (computers, phone systems, furniture, etc.)
  • Accounting records and important company documents
  • Manufacturing or processing equipment
  • Inventory kept in stock
  • Fence and landscaping
  • Signs and satellite dishes

For the right commercial property insurance policy, contact our expert team at Abatelli Group, Inc. today. We serve Whitestone, Flushing, Bayside, Little Neck, and surrounding cities of New York with reliable coverage!