With all we tend to tackle during the holidays, getting things done can sometimes take priority over doing things cautiously. Your Independent Agent and kemper would like to share some ideas on how to take care, protect your property and still enjoy the festivities in the busy weeks ahead.
The season of thanks is upon us, and the team at Abatelli Group, Inc. would like to take a minute to thank each of our clients. As an independent insurance agency, our work is only made possible when individuals, couples, and families seek our services and let us protect their finances and assets. We love doing what we do, and we are so thankful that you continue to give us the opportunity to do that every day. With your support and feedback, we are able to reach more people and offer valuable coverage. We thank you for your loyalty and support.
We wish you a happy and safe Thanksgiving holiday!
When businesses think about what active risks they face on a daily basis, they are likely to come up with a long list of cyber risks. While this is fundamentally an important issue to address, cyber risks are not the only threats that you should be concerned about. Read on for a few emerging risks to businesses that aren’t cyber.
Professional Service Mistakes
Although it’s not a new risk, it is becoming more popular now that consumers feel justified and supported when they do not get the service or product they were expecting. A business doesn’t have to make a mistake to face an allegation. One lawsuit, however unwarranted, can cripple a small business in terms of time and money. Ideally, businesses should have professional liability insurance in place to handle such risks.
Every business should have insurance to protect their physical location against fires, theft, natural disasters, and more. However, the climate is changing and weather events are becoming more and more extreme. From fires to floods, it’s a good idea to look into extra storm protection. Typically, flood insurance is not included in business insurance policies, meaning you will need to purchase coverage separately.
An emerging risk is increasing deficiencies in insurance policies themselves. Consumers are often under the misconception that the only real difference between insurance companies is the price of their policies. Buying policies that don’t cover much for a small expense every month can hurt your business rather than protect it. You should work with an insurer that is able to provide optimum coverage for the right price.
Talk to the team members at Abatelli Group, Inc. to find out how we can help protect your company overcome emerging risks. With reliable commercial insurance we can help your business’s livelihood. Contact us today to get started.