September 2018

20
Sep

Your Employee Got Hurt at Work. Now What?

How employers should respond to workplace injuries.

Whether you work on a construction site or in an office, there’s one thing that all business owners need to prepare for: a work-related illness or injury. Employees are only human and accidents happen. While you may do everything to prevent workplace injuries, sometimes they cannot be avoided.

Business owners should know how to handle an injury or illness sustained while on the job. Check out these steps to guide you through the process.

Seek medical assistance. The first thing you need to do after an injury is to get medical care for the injured worker. If it’s life-threatening or after-hours, bring them to the emergency room or call an ambulance. Do this immediately, as you may face legal backlash if the injury goes untreated. If the injury or illness is not severe, you should send him or her to the agreed upon health care provider, preferably one focused in occupational medicine.

Record the scene. Once the employee is under the medical care of professionals, return to the scene and try to preserve it for investigative purposes. Take pictures of the scene and gather information about it. Record eyewitness information and as many details about the accident as possible. This will help you to file the insurance claim.

Transition them back to work. The return-to-work program is going to be different for every injury, but the employers’ support is what makes all the difference. Set up a program that helps the employee return to their role at work. There may be some help needed, such as accommodation, time off work, reduced workload, or modified job responsibilities.

Ensuring that your business has proper coverage before the accident occurs is critical to making the injury care process run smoothly. This means complying with New York’s workers’ compensation laws and having a plan in place with an injury care provider. Not sure where to start? Talk to the team at Abatelli Group, Inc. where our team will help you find reliable coverage.

6
Sep

Delicious Chocolate Truffles for International Chocolate Day

Enjoy these easy and delicious chocolate truffles to celebrate Chocolate Day!

On Thursday, September 13, 2018, indulge in your favorite chocolate. Why? Not because it’s a Thursday and it’s almost the weekend, but because it’s International Chocolate Day! If you’re looking for an easy and delicious recipe to truly celebrate this wonderful day, check out these chocolate truffles below. Homemade chocolate treats are sure to impress your friends, family, and will be more satisfying than a candy bar from the store. Read on for the recipe!

Ingredients

  • 1 cup light coconut milk
  • 3 oz. dark chocolate
  • 3 tablespoons coconut oil
  • 1 teaspoon vanilla bean paste, or vanilla extract
  • 1 handful of desiccated coconut
  • 1 handful of mixed nuts, such as pecans, hazelnuts, macadamias
  • 2 tablespoons quality cocoa powder

Instructions

  1. Pour the coconut milk into a small pan over a low heat and heat through.
  2. Snap the chocolate into a bowl, add the coconut oil, then pour over the coconut milk and stir gently to combine – it’s important not to mix too quickly.
  3. Stir in the vanilla, then place in the fridge to set for at least 4 hours.
  4. When the truffle mixture is almost set, toast the desiccated coconut in a dry frying pan over a medium heat for 1 to 2 minutes, or until lightly golden, then tip onto a plate.
  5. Return the pan to the heat, scatter in the nuts and toast for 2 minutes, or until golden. Leave to cool for a few minutes, then finely chop and place onto a second plate.
  6. Spread the cocoa powder over a third plate.
  7. Using a teaspoon, scoop out little balls of the truffle mixture and roll in the palm of your hands, placing them onto a tray as you go. It’s totally up to you how you decorate them – roll the balls in the toasted coconut or chopped nuts, or for a simple finish, roll them in cocoa powder.
  8. Return the decorated truffles to the fridge for around 10 minutes to firm up, then serve.

The team at Abatelli Group, Inc. hope that you enjoy this recipe! For all of your personal and commercial insurance needs in Whitestone, NY, contact us today.