May 2018

17
May

New Office Checklist for Small Businesses

Ensure your small business’s success by securing the right office equipment.

Whether you’re finally moving out of your home and into an office or you’re starting a new business fresh, finding the right workplace is imperative. Your surroundings can directly affect how well you work – and therefore, how likely your business is to succeed. Treat a checklist for setting up a small business office as one of the essential tasks in getting your business off the ground.

Storage

Any long-term storage for warehousing product or storing archived documents can be done at an inexpensive offsite storage facility. Check that this place has a strong gate with a combination lock for security. For storage in the office, use cabinets and closet space up first. You can maximize your storage space as much as possible by buying storage you can stack as opposed to anything that would take up extra floor space.

Workstations

Desks, chairs, and tables are all essential office furniture pieces. You can pick up used furniture in your local area or opt for new pieces, depending on your budget. Utilize cabinets as tables to save on buying more furniture, too. For example, place the printer on top of the filing cabinet rather than buying a separate table for it.

Communications

You will need a phone system, computer, Wi-Fi, and more to run your business. Look into professional phones that have intercom and more. Computers, screens, and laptops can be found second-hand or bought new and kept throughout the years. Depending on your size and budget, it is a good idea to have good quality systems in place. Additionally, you’ll want to supply your team with notepads, paper, pens, and pencils for any notes or recordkeeping that they may need to do.

A small investment business insurance for your small business can pay huge dividends if an accident happens. For the business insurance your company needs, contact Abatelli Group, Inc. in Whitestone, New York today!

3
May

How and Why to Enhance Your Auto Insurance Coverage

Reviewing your car insurance to ensure you have optimum protection.

When was the last time you reviewed your auto insurance? When you first got the policy? A year after? Generally, it’s a good idea to review your coverage on a regular basis. Coverage needs can change as the years pass. There is also a good chance that rates have fluctuated since you first bought the policy. Reviewing your coverage and your coverage options help you maintain the right amount of insurance for the right price. For tips on how to get the most out of your coverage, check out how and why you should enhance it.

  • Raise Your Limits

In most states, there are minimum amounts of coverage needed within an auto insurance policy. If you have opted for the bare minimum to keep your costs down, you may want to think again. Property damage may run much higher than your coverage limit, meaning that you could be left in the lurch if you’re found at-fault for an accident. Along with property damage, medical bills and liability can rack up some high costs – so it’s safer to increase your limits so that you’re well protected from digging into your own pockets.

  • Get Uninsured/Underinsured Motorist Coverage

While you may have adequate insurance if your vehicle is damaged, you can’t predict what coverage the other driver will have – or won’t have. When you’re involved in an accident with another driver who is at fault, you rely on their insurance policy to cover the cost of damages. If they don’t have insurance, or not enough of it, you could be left paying for damages and repairs yourself. Uninsured motorist coverage protects you from this additional cost.

 

To learn more about auto insurancecontact Abatelli Group, Inc. for a proper quote on your insurance needs.