March 2017

23
Mar

How to Prepare Your Home for Spring

At long last, the snow and ice have melted and the sun is starting to shine a little longer in the crisp post-winter sky. Is your home ready for what’s to come?

After another long and hard winter, spring has arrived. The days last longer and the temperature is increasing a little bit each and every day. But as the temperatures shift, so does the weather. It may not be snow, but rain can affect your home in more ways than you may think. Here are a few home maintenance tips to help your home welcome the new season.

  1. Clean your gutters and spouts. Your gutters are responsible for directing rainwater away from your home and its foundation. Make sure that your gutters are clear of any and all debris to allow for optimal water flow.
  2. Check weatherstripping. Weather stripping on your windows is a very simple and efficient way to save money on your energy bill. This can help during the winter to keep the warm air in your home, and it can help in spring by keeping the hot air out, thus, relieving your air conditioner from working overtime.
  3. Portal caulk. Make sure that the caulk lining your windows and doors is in good condition to prevent any leaks. You can get caulk at your local hardware store and apply it yourself–it’s fairly straightforward.
  4. Inspect your shingles. Your shingles work together to help direct water down to your gutters. After all the snow has melted, make sure to inspect your roof for any warping, cracked, or missing shingles. Any issues with your roof can lead to big problems which may cost you big time.

These tips can help assure you that your home is ready for the spring showers and sun. Make sure that your home is protected with the right home insurance policy. Contact Abatelli Group, Inc. for a proper policy on your insurance needs.

9
Mar

What Can Affect Your Auto Insurance?

Auto insurance is a policy that gives you financial protection should you be involved in a traffic accident, but nothing is set in stone. What can affect your auto insurance?

Your auto insurance policy is directly linked to your life and your habits. If your life experiences major change, you can expect that change to reverberate to your insurance premium. It’s true with auto insurance, homeowners insurance, and just about all forms of insurance out there. Knowing what changes in your life can bring auto insurance premium changes can be helpful when confronted with choice. Here are a few things that can affect your auto insurance premium.

  1. Car Make & Model
    Some cars have certain safety features that others do not, thus making some safer than others. And, statistically speaking, people who drive those cars file fewer auto insurance claims than drivers in other cars. If you get a new car, you should update your policy and expect your rate to change.
  2. Residence Change
    Insurance companies use zip code as well to determine your premium. Some zip codes have higher incidents of theft/vandalism, while others have lower. If you move, your new zip code could affect your premium.
  3. Accidents and Violations
    Previous accidents could affect your premium too. Why? Well, by crashing into another driver, you were essentially telling your auto insurance company that you are not a very good driver. Many insurance companies offer “accident forgiveness.” This add-on, your premium won’t go up after your first at-fault accident.

Changes in your life may cause an increase in your policy, but that does not mean you should go uninsured: it’s not only illegal, it’s reckless. Make sure that your car is protected with the right auto insurance policy. Contact Abatelli Group, Inc. for a proper quote on your insurance needs.